Housing Sector Consultant at Infrastructure Credit Guarantee (InfraCredit)

Job Description

• Leveraging data from the existing reports and working with the Fund, design and implement an effective homebuyer profiling and underwriting system that is compatible with InfraCredit’s Affordable Housing Programme criteria. Recommend appropriate automated platforms and systems suitable for effectively conducting the end-to-end mortgage origination and underwriting process

Job Responsibilities

The Consultant will be required to carry out the following activities:

• Review existing reports from consultants on loan origination, homebuyer profiling and underwriting process for the Housing Solution Fund (the Fund) and where applicable, identify areas for further assessment
• Leveraging data from the existing reports and working with the Fund, design and implement an effective homebuyer profiling and underwriting system that is compatible with InfraCredit’s Affordable Housing Programme criteria
• Recommend appropriate automated platforms and systems suitable for effectively conducting the end-to-end mortgage origination and underwriting process
• Identify experienced developers that can design (or have designed) the systems recommended
• Test run the system using InfraCredit’s housing developer pipeline being co-financed under the collaboration between InfraCredit and the Fund
• Advise on standardised mortgage origination/aggregation schemes that can potentially accelerate housing development off-take
• Any other responsibilities as may be assigned from time to time during the engagement period

Skills

Candidates for the role should possess the following qualifications:

• Bachelor’s degree in business administration, accounting, economics, finance, or a closely related field.
• Up to seven years of credit risk and mortgage finance experience at a leading mortgage lending institution or in a mortgage unit of a major financial institution in Nigeria
• Good grasp of the issues and constraints faced by the housing market participants in Nigeria
• Demonstrated experience in the use of technology for mortgage origination, profiling and underwriting process
• Proven analytical skills and systematic problem solving, as well as excellent communication and writing skills
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
• Strong project management skills, and demonstrated commitment to professional and client service excellence
• Acute attention to detail and a dedication to providing high quality work products
• Fluency in use of all Microsoft Office applications, particularly Excel