Job Vacancies at Baobab Microfinance Bank

Job Description: 
As a Direct Sales Agent, you will be responsible for opening and managing new accounts.

Responsibilities

• Identify and understand the need of the Customer.
• Ensure Customer profile falls within focus segment i.e. Blue, Silver or SME.
• Sell the Banks Products proactively to new/prospective customers.
• Obtain relevant documents on all Bank products sold, e.g. identity document, business registration documents etc.
• Ensure timely submission of weekly sales activity reports to Direct Sales Manager.
• Participate in weekly/monthly sales performance review meetings.
• Maintain accurate records of all sales activities, budget achievements and cross-sell referrals.
• Cross-sell opportunities identified should be referred to the Direct Sales Manager.
• Ensure accuracy of all bank forms and documents executed by the Customer.
• Ensure timely processing of all initiated Customer transactions, with specific emphasis on account opening and cheque book issuance.
• Update call memo on a daily basis.
• Ensure assigned sales target and budgets are met.
• Participate in tactical sales/marketing activities.

Qualifications and Requirements

• Previous 1 - 5 years experience as a DSA in a financial institution preferred
• HND / B.Sc. in any relevant discipline.

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Responsibilities:

• Pre-loan disbursement
• Promote/Market baobab products to prospective clients
• Visit and evaluate potential client businesses
• Visit client’s personal house
• Visit co-debtor, guarantor’s house & businesses
• Analyse financial data of client’s businesses
• Analysis of quantitative and qualitative data of clients
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS
• Post-Loan Disbursement
• Conduct monitoring visits to business and households
• Follow- up on loan repayment
• Manage loan recovery
• Assess the impact of loan before renewal

Requirements

• HND/Degree in Marketing or Sale experience
• Good communication skills, especially verbal communication
• Extrovert in Character
• Field-oriented, target driven & result oriented
• Articulate and well-spoken
• Persuasive & analytical skills
• Applicants must be between the age of 20 - 35 years.
• Applicants must reside within the job location