Internal Control Officer at City Code Mortgage Bank Limited

Job Summary

• A reputable Mortgage Bank is seeking a meticulous, analytical, and highly disciplined Internal Control Officer to strengthen its internal control framework and ensure strict adherence to regulatory and operational standards.
• The ideal candidate will help safeguard the bank’s assets, improve operational efficiency, and support compliance across all business units.

Key Responsibilities

• Conduct regular reviews and evaluations of the bank’s internal control systems, processes, and procedures.
• Monitor and ensure compliance with internal policies, regulatory guidelines (CBN, NDIC, FRC), and mortgage banking standards.
• Identify control gaps, process weaknesses, and operational risks, and recommend corrective actions.
• Perform periodic branch and departmental audits to assess adherence to standard operating procedures.
• Review loan documentation, disbursement processes, and mortgage-related transactions to ensure accuracy and compliance.
• Investigate reported irregularities, suspicious activities, and policy breaches.
• Prepare detailed internal control and audit reports for management review.
• Follow up on audit findings and ensure timely implementation of corrective measures.
• Collaborate with Risk, Compliance, Finance, and other departments to strengthen the control environment.
• Assist in developing and updating internal control policies and procedures.

Qualifications & Requirements

• Bachelor’s Degree in Accounting, Finance, Economics, Business Administration, or a related field.
• 10–15 years relevant experience in Internal Control, Internal Audit, or Compliance, preferably in a Mortgage Bank or financial institution.
• Strong understanding of internal control systems, audit procedures, and regulatory requirements.
• Knowledge of mortgage banking operations, loan processes, and documentation is an advantage.
• Excellent analytical, investigative, and problem-solving skills.
• Strong report-writing and communication abilities.
• High level of integrity, objectivity, and attention to detail.
• Proficiency in Microsoft Office (especially Excel and Word).

What We Offer

• Competitive remuneration and benefits.
• Opportunities for professional development and career growth.
• A structured, compliance-driven, and collaborative work environment.