Credit & Risk Management Officer at Chanelle Microfinance Bank

Key Responsibilities:

• Loan Application Review: Review loan applications, credits reports, and financial statements to assess credit worthiness.
• Credit Policy Development: Lead the development, review, and implementation of credit policies and procedures to ensure compliance with regulatory requirements and industry best practices.
• Risk Assessment: Conduct comprehensive credit risk assessments, analyzing financial statements, credit reports, and other relevant information to evaluate the creditworthiness of individuals and businesses.
• Portfolio Management: Monitor and manage the credit portfolio, identifying potential risks and implementing strategies to mitigate them. Regularly review and update risk models.
• Regulatory Compliance: Stay informed about changes in regulatory requirements related to credit management and ensure the bank's practices align with these standards.
• Reporting and Analysis: Prepare and present regular reports on credit portfolio performance, delinquency rates, and other relevant metrics. Provide insights and recommendations for decision-making.

Requirement:

• BSc/HND in Finance, Accounting ,Economics ,Business Administration, or a related field.
• Minimum of 1-2 years of experience in credit analysis, management, lending with a focus on microfinance or banking.
• Certifications in credit analysis and risk management
• Strong analytical, problem solving, and communication skills
• Familiarities with credit policies, procedures, and regulations.