Fresh Jobs at Chanelle Microfinance Bank

Key Responsibilities:

• Loan Application Review: Review loan applications, credits reports, and financial statements to assess credit worthiness.
• Credit Policy Development: Lead the development, review, and implementation of credit policies and procedures to ensure compliance with regulatory requirements and industry best practices.
• Risk Assessment: Conduct comprehensive credit risk assessments, analyzing financial statements, credit reports, and other relevant information to evaluate the creditworthiness of individuals and businesses.
• Portfolio Management: Monitor and manage the credit portfolio, identifying potential risks and implementing strategies to mitigate them. Regularly review and update risk models.
• Regulatory Compliance: Stay informed about changes in regulatory requirements related to credit management and ensure the bank's practices align with these standards.
• Reporting and Analysis: Prepare and present regular reports on credit portfolio performance, delinquency rates, and other relevant metrics. Provide insights and recommendations for decision-making.

Requirement:

• BSc/HND in Finance, Accounting ,Economics ,Business Administration, or a related field.
• Minimum of 1-2 years of experience in credit analysis, management, lending with a focus on microfinance or banking.
• Certifications in credit analysis and risk management
• Strong analytical, problem solving, and communication skills
• Familiarities with credit policies, procedures, and regulations.

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Responsibilities:

• Perform risk base audits to assess internal controls, financial reporting, and operational processes.
• Identify and evaluate potential risks to the organization and recommend mitigation strategies
• Identify and evaluate potential risks to the organization and recommend mitigation strategies.
• Prepare and present audit reports to the management and the audit committee.
• Monitor compliance with laws, regulations, and organizational policies

Requirement

• Professional Certification CIA,CPA or ACCA
• Strong understanding of accounting principles and auditing standards
• Ability to analyze complex data and identify trends.
• Excellent written and verbal communication skills.

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Job Overview:

• We are seeking motivated and results-driven individuals. In this role, you will be responsible for identifying new business opportunities, building and nurturing client relationships, and contributing to the overall growth and success of our organization.

Responsibilities:

• Conduct presentations ,Identify and pursue new business opportunities through market research and strategic prospecting.
• Build and maintain strong relationships with clients, understanding their needs and providing tailored solutions.
• Collaborate with the sales and marketing teams to develop effective strategies for business expansion and product demonstrations to potential clients.
• Prepare and present proposals, contracts, and other business documents.
• Stay informed about industry trends, market conditions, and competitors.
• Meet and exceed sales targets and key performance indicators (KPIs).
• Provide regular reports and updates on business development activities to the management team.

Qualifications:

• HND/BSc in Business, Marketing, or a related field.
• Proven experience in business development or sales.
• Strong interpersonal and communication skills.
• Ability to build and maintain relationships with clients and key stakeholders.
• Goal-oriented with a demonstrated track record of meeting or exceeding sales targets.
• Knowledge of industry trends, market conditions, and competitors.