Job Offers at Moniepoint Inc. (Formerly TeamApt Inc.)

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. 
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. 
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration. 

Job Responsibilities 

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Abuja - Bwari or Abuja Municipal

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance.

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About the role

• As an Associate Product Manager at Moniepoint, you will play a crucial role in facilitating the Agile development process and ensuring effective collaboration between cross-functional teams to deliver high-quality payment processing solutions. 
• You will be responsible for guiding teams in adopting and practising Agile methodologies, removing impediments, and fostering a culture of continuous improvement.

You'll Be Responsible For

• Managing each project’s scope and timeline
• Facilitate all Scrum events, including sprint planning, daily stand-ups, sprint reviews, and sprint retrospectives.
• Work closely with the product owner to prioritize and refine the product backlog, ensuring that user stories are well-defined, estimated, and ready for development.
• Remove impediments and roadblocks that hinder the progress of the Scrum teams, fostering a collaborative and problem-solving environment.
• Monitor team metrics and key performance indicators to track progress, identify bottlenecks, and drive continuous improvement.
• Coach team members in Agile frameworks
• Facilitate internal communication and effective collaboration
• Help teams implement changes effectively
• Promote a culture of transparency, trust, and open communication within and across teams.
• Stay up-to-date with industry trends and developments in Agile and Scrum methodologies, and contribute to the continuous evolution of Agile practices at Moniepoint 

You Should Apply If You Have

• A Bachelor's degree in a relevant field or equivalent practical experience.
• At least 3 years of experience in a Scrum master role
• Certified Scrum Master (CSM) or equivalent Agile certification is preferred.
• Proven experience as a Scrum Master in a software development or technology-focused environment, ideally within the payments processing or financial services industry.
• Strong understanding of Agile principles and methodologies, including Scrum, Kanban, and Lean.
• Excellent facilitation, conflict resolution, and communication skills.
• Ability to build strong relationships and collaborate effectively with cross-functional teams and stakeholders.
• Problem-solving mindset with a proactive approach to addressing challenges and facilitating solutions.
• Experience with Agile tools and software, such as JIRA, Confluence, or similar platforms.
• Adaptability and flexibility to work in a fast-paced and dynamic environment.
• A passion for continuous learning and improvement, both for yourself and your teams.

What we can offer you 

• Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. 
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. 
• Compensation: You’ll receive an attractive salary and benefits package, including pension (up to 10% pension matching), health insurance, and annual bonuses.

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About the role

• As Mobile Architect, you’ll play a critical role in shaping the architecture and design of our mobile applications. You will lead the technical vision for our mobile platforms, ensuring scalability, performance, and reliability across iOS and Android devices. 
• Additionally, you will participate in product planning, providing technical expertise and insights to drive innovation and achieve business goals. 
• The ideal candidate is a seasoned professional with proven experience in mobile development, architecture and system design.This position offers an exciting opportunity to lead transformative mobile initiatives and contribute to the success of our products in a dynamic and collaborative environment.

What you will do

• Translate product requirements into architectural documents and diagrams
• Maintain architectural documents and ensure they are always updated to reflect the current state of the application.
• Make architectural decisions with respect to any feature that’s to be added to an application
• Ensure that the architectural direction of an application is in line with the strategic direction of the product.
• Perform code reviews and ensures efficient code engineering 
• Ensure applications are implemented using software engineering best practices
• Be responsible for the stability and reliability of products under your purview
• Create and enforce processes that improve developer efficiency and productivity
• Participate in the screening of engineers for hire
• Provide mentorship to young engineers.

To succeed in this role, we think you should have

• At least 5 years proven experience in system design, architect, and development
• Experience with native mobile development using Flutter/Dart, Android/Java and iOS/Swift
• Experience in software development and coding in Java Programming Language
• Understanding of software quality assurance principles
• A technical mindset with great attention to detail
• High quality organizational and leadership skills
• Outstanding communication and presentation abilities

What we can offer you 

• Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. 
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. 
• Compensation: You’ll receive an attractive salary and benefits package, including pension (up to 10% pension matching), health insurance, and annual bonuses.

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About the role

• Network Operations and Security is responsible for overseeing the day-to-day performance, reliability, and security of the organization's network infrastructure. 
• This role combines technical expertise with leadership, guiding a team of engineers to ensure secure, efficient, and resilient network operations across on-premises and cloud environments.

Responsibilities

• Manage enterprise LAN, WAN, and VPN for on-premise and cloud networking infrastructure.
• Drive process improvement and documentation standards for networking and security operations.
• Ensure the uptime, reliability, and optimal performance of all enterprise network components.
• Oversee configuration, patching, and lifecycle management of networking hardware (firewalls, switches, routers).
• Manage ISP/vendor relationships and service-level agreements (SLAs).
• Enforce network security policies and controls across all systems
• Management and implementation of firewall rule management, IDS/IPS monitoring, and security incident responses.
• Ensure compliance with financial regulatory frameworks ISO 27001, PCI-DSS.
• Coordinate and manage the network operations and network security engineers: assigning tasks, providing guidance, and conducting performance reviews.
• Configuration and implementation of network monitoring tools.

Requirements

• 3–5+ years of experience in network engineering and/or security roles within the fintech, payments, or B2B financial services industry.
• Implementation and configuration of network devices, IDS/IPS, and firewalls.
• Strong incident and change management skills.
• Good understanding of TCP/IP, VLANs, VPNs, BGP, OSPF networking protocols.
• Experience with tools like Cisco, AWS, Microsoft Azure, Oracle and Google networking (VPC, TGW, NACLs, SGs), and security monitoring tools.

What we can offer you 

• Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. 
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. 
• Compensation: You’ll receive an attractive salary and benefits package, including pension (up to 10% pension matching), health insurance, and annual bonuses.

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Duties & Responsibilities

The E-Channels Transaction Monitoring Officer will:

• Analyze E-Channel transactions and identify suspicious and unusual patterns and behaviors
• Ensure suspicious transactions are flagged for additional reviews, and liens are placed on fraudulent inflows.
• Contact customers to verify the authenticity of transactions using the enterprise’s applications and tools
• Investigate, identify and ensure fraudulent accounts are blocked or restricted from carrying out transactions.
• Monitor customers’ accounts and transactions to determine those with high fraud risks.
• Report suspicious outflows to beneficiary institutions and collaborate with external parties, including financial institutions and law enforcement agencies to salvage funds
• Communicate fraudulent outflows/inflows to the Fraud Investigation & Prosecution Team for detailed investigation.
• Prepare timely reports on fraudulent transactions and collaborate with other teams to ensure compliance with internal policies and regulatory requirements.

Qualifications

• Bachelor's degree in a relevant field (such as accounting, business administration, computer science, IT, information security, economics). Relevant accounting or security certifications such as ACA, CFE, Security+ is an added advantage.

Experience

• 3-5 years experience in transaction monitoring,customer service, fraud investigation or fraud examination with proficiency in using fraud detection software and tools in Banking, Finance, FMCG, Insurance, or FinTech industries. A combination of any two or more experience(s) is a strong advantage.

Competencies

• Strong understanding of payment transaction trends and account statement analysis.
• An excellent team player, target driven, and highly motivated.
• Excellent analytical and problem-solving skills.
• Excellent understanding of transaction routing and processing.
• Strong verbal, speaking and written communication and interpersonal skills.
• Excellent time management skills
• Knowledge of banking or FinTech industry regulations or standards may be necessary.

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About the role:

• The Compliance Manager will be responsible for recommending/establishing an adequate compliance framework to prevent money laundering and assist in all matters concerning financial crimes. The overall objective is to utilize established disciplinary knowledge to identify, monitor, and assess regulatory changes, emerging risks, and industry trends to identify potential compliance issues and recommend appropriate actions.

What you’ll get to do:

• Develop policies to comply with Anti-Money Laundering(AML) Combating Financing of Terrorism (CFT) and Countering Proliferation Financing(CPF) laws and regulatory directives.
• Adopt a risk-based approach in the identification, assessment, and management of ML/TF/PF risks in line with the requirements of the Central Bank of Nigeria.
• Liaise with regulatory authorities especially the Office of Trade and Exchange Department of the Central Bank of Nigeria, and NFIU and ensure prompt compliance with requests made pursuant to AML/CFT/CPF legislations and provide information upon requests by other competent authorities.
• Identify, vet, and address potential risks or escalated issues related to international money transfers with the assistance of functional partners and key stakeholders.
• Utilize information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas. 
• Formulate and implement internal controls and other procedures to deter bad actors from using the organization's platform for ML/TF/PF.
• Analyze comparative data, prepare and present reports related to AML risk assessments, and monitor AML-related issues and escalations.
• Develop approaches/action plans to compliance and control issues by weighing various alternatives and balancing potentially conflicting situations
• Create and develop AML Compliance Risk Management (ACRM) standards and policies.
• Ensure systems are put in place to identify and report suspicious transactions to relevant authorities. Conduct due diligence reviews and risk assessments.
• Prepare and submit regulatory filings, reports, and disclosures as required by applicable laws and regulations.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the Company’s reputation and safeguarding its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing and reporting control issues.
• Provide leadership to the team members by coaching, designing, and implementing compliance training plans throughout the organization. 
• Collaborate with cross-functional teams, including legal, human resources, finance, and operations to address compliance issues and implement solutions
• Maintain accurate records of compliance activities, including audit findings, investigation reports, training records, and compliance documentation.
• Respond to compliance inquiries from internal and external stakeholders

About you: 

• A minimum of 5 years of relevant experience in AML Compliance, Risk, or a Control-related function within a medium or large Financial Institution.
• Knowledge of Payments, Foreign Exchange market transactions, diaspora remittances, and foreign capital inflow
• Knowledge of Anti-Money Laundering (AML) requirements applicable to Banks generally and in particular IMTO’s.
• Knowledge of the corporate governance structure, permissible and non-permissible activities of IMTOs in Nigeria
• Membership of a reputable compliance organization e.g. Compliance Institute of Nigeria.
• Consistently demonstrates clear and concise written and verbal communication skills.
• IMTO work experience is desirable

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About The Role

• The Junior Graphic Designer will be one who is creative, detail-oriented, and eager to grow. This role is perfect for someone who is passionate about visual storytelling, and digital design and wants to work on impactful campaigns that reach millions of customers.
• You will support the creative team in developing high-quality designs for marketing campaigns, social media, website, product visuals, and print materials. You will collaborate among your peers, copywriters, and take directives from your leaders to bring brand concepts to life while maintaining Moniepoint’s visual identity.
• This is a hands-on role, where you will have the opportunity to learn, experiment, and refine your skills while working on projects that drive business impact.

What You’ll Get To Do

• Design eye-catching visuals for digital campaigns, social media, website, and email marketing.
• Ensure all designs follow Moniepoint’s brand guidelines, typography, and color scheme.
• Collaborate with strategists to develop creative visual storytelling.
• Work closely with senior designers, art directors, and copywriters to execute creative projects.
• Participate in brainstorming sessions and contribute fresh design ideas.
• Support the team with asset creation, resizing, and production work as needed.
• Stay up to date with design trends, industry best practices, and emerging tools.
• Bring new creative ideas to the team, experimenting with typography, color, and composition.
• Ensure all assets are properly labeled and stored for easy accessibility.
• Prepare print-ready files when necessary, ensuring high-quality output.

To succeed in this role, we think you should have

• 3+ years of experience in graphic design
• Portfolio showcasing digital and print design work.
• Proficiency in Adobe Creative Suite (Photoshop, Illustrator, InDesign, After Effects is a plus).
• Understanding of design principles, typography, color theory, and branding.
• Ability to work on multiple projects in a fast-paced team.
• Strong attention to detail and commitment to delivering high-quality work.
• Passion for creativity, innovation, and continuous learning.
• Experience with financial services, fintech, or corporate branding is a welcome advantage
• Familiarity with social media content creation and digital marketing trends.
• Illustration skills or experience with vector-based drawing tools is a plus

Key Soft Skills

• Creativity & Innovation – Ability to think outside the box and generate fresh design ideas.
• Collaboration & Adaptability – Works well with team members and is open to feedback.
• Time Management – Can prioritize tasks and meet deadlines efficiently.
• Willingness to Learn – Open to constructive criticism and eager to grow as a designer.