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  • Posted: Apr 9, 2025
    Deadline: Not specified
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  • Moniepoint is a financial technology company digitising Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.
    Read more about this company

     

    Field Credit Officer

    Job Purpose

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. 
    • You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
    • As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. 
    • Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration. 

    Job Responsibilities 

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Abuja - Bwari or Abuja Municipal

    Relevant Skills:

    • Apt attention to details
    • Proven simple/complex analytical skills
    • Excellent communication, presentation and interpersonal skills
    • Agility and perseverance.

    go to method of application »

    Financial Planning & Analysis (FP&A) Senior Associate

    About the Role

    • In this role, you will drive financial analysis and strategic insights across our global operations. 
    • You will support our finance strategy by delivering insights that drive data-driven decision-making. 
    • You’ll work on key analyses, including profitability, unit economics,  product performance  and group performance, as we scale rapidly across multiple markets.

    Responsibilities

    • Build models analyzing consolidated group performance, entity performance, product performance and unit economics
    • Analyze financial results and group profitability 
    • Support decisions around new products and market entry.
    • Build consolidated financial presentations to support actionable insights for leadership decision-making
    • Perform and consolidate profitability analysis across entities, product lines and regions
    • Develop and consolidate group forecasts and budgets
    • Support financial due diligence processes and other ad hoc analyses 

    Requirements

    • 7+ years FP&A experience in fintech or high-growth environment
    • Strong financial modeling and data analysis capabilities
    • Experience with multi-currency reporting and analytics
    • Proven ability to translate complex data into clear insights
    • Strong track record of delivering in fast-paced environments.

    go to method of application »

    Field Credit Officer

    Job Purpose

    • As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. 
    • You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
    • As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
    • You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities. 
    • Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration. 

    Job Responsibilities 

    • Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
    • Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
    • Review and approve (or decline) loan requests by thoroughly analyzing all the data available
    • Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
    • Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
    • Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
    • Perform all other credit related functions as may be assigned by a supervisor

    Qualifications

    • A minimum of an OND in any business related discipline
    • A minimum of 2 years experience in a sales role for credit products in a financial institution
    • Demonstrable knowledge of credit risk analysis
    • A good knowledge of financial analysis is an added advantage
    • Must be resident in Abuja - Bwari or Abuja Municipal

    go to method of application »

    Application Security Engineer

    Job Summary

    • We are seeking a highly skilled and experienced Application Security Engineer to join our dynamic team. 
    • The ideal candidate will play a crucial role in safeguarding our organization's digital assets by implementing and maintaining robust security measures for our applications. 
    • The Application Security Engineer will be responsible for identifying and mitigating security vulnerabilities, ensuring compliance with industry standards, and contributing to the overall security posture of our applications.

    What you’ll get to do
    Security Assessment:

    • Conduct thorough security assessments of applications through manual and automated testing.
    • Identify and evaluate vulnerabilities in web and mobile applications.

    Security Architecture:

    • Collaborate with development teams to integrate security best practices into the application development lifecycle.
    • Design and implement security controls to protect sensitive data and ensure the confidentiality, integrity, and availability of applications.

    Penetration Testing:

    • Perform penetration testing on applications to simulate real-world cyber-attacks and identify potential weaknesses.
    • Provide detailed reports on findings, including recommended remediation strategies.

    Incident Response:

    • Act as a key contributor in incident response activities related to application security incidents.
    • Collaborate with cross-functional teams to investigate and resolve security incidents.

    Compliance:

    • Ensure applications comply with relevant security standards, regulations, and industry best practices.
    • Stay abreast of emerging security threats and industry trends to proactively address potential risks.

    Training and Awareness:

    • Develop and deliver security training programs for development teams to enhance awareness of secure coding practices.
    • Keep stakeholders informed about the latest security vulnerabilities and mitigation strategies.

    Security Tools:

    • Manage and configure security tools for continuous monitoring and analysis of application security.
    • Stay current with advancements in security technologies and integrate them into the security framework.

    To succeed in this role, we think you should have

    • Bachelor’s degree in Computer Science, Information Security, or related field.
    • Proven experience as an Application Security Specialist or in a similar role.
    • In-depth knowledge of application security principles, practices, and common vulnerabilities.
    • Hands-on experience with security testing tools and methodologies.
    • Familiarity with secure coding practices and application security frameworks.
    • Strong understanding of web application architecture and cloud-based environments.
    • Certifications such as OSCP, CEH, LPT, GPEN, CISSP or equivalent are a plus.

    Advantage if you have;

    • Analytical mindset with strong problem-solving skills.
    • Excellent communication and interpersonal skills.
    • Ability to work collaboratively in a team environment.
    • Detail-oriented with a focus on delivering high-quality results.
    • Strong knowledge of regulatory requirements related to application security.

    go to method of application »

    DevSecOps Engineer

    About The Role

    • We are looking for a talented and proactive DevSecOps Engineer to join our growing security team. In this role, you will play a key part in integrating security into our software development lifecycle (SDLC), helping to build secure, scalable, and efficient systems from development to production. You will work cross-functionally with engineering, operations, and security teams to implement security best practices, automation, and tooling to enhance the overall security posture of our applications and infrastructure.

    Responsibilities

    Security Integration & Automation

    • Integrate security tools and controls (SAST, WIZ, SCA, DAST, IaC, and mobile security scanners) into CI/CD pipelines.
    • Automate security gate enforcement and continuous compliance checks across the SDLC.
    • Build and maintain automated systems for monitoring and alerting on security threats, vulnerabilities, and misconfigurations.
    • Create, develop, and implement solutions to address infrastructure and security requirements
    • Identify the needs for build automation, designing, and implementing CICD solutions
    • Consult on DevSecOps requirements from diverse application/line of business partners
    • Create plug-and-play/reusable solutions and patterns for CICD pipelines

    Tooling and Infrastructure

    • Configure and maintain application security tooling, including SAST (e.g. SonarQube), SCA (e.g., Snyk, Black Duck), DAST (e.g., OWASP ZAP, Burp), and IaC scanners (e.g., Checkov).
    • Manage security protections at the edge using WAFs (e.g Cloudflare), and ensure effective detection and response configurations are in place.

    Scripting and Custom Security Engineering

    • Write scripts and automation tools to streamline vulnerability triage, report generation, and security tasks.
    • Develop custom tooling to integrate with development and operations workflows to enhance visibility and remediation speed.

    Security Architecture & Risk Management

    • Collaborate with engineering and infrastructure teams to embed security in design and architecture decisions.
    • Participate in design reviews and threat modeling exercises to identify and mitigate risks early in the development lifecycle.

    Monitoring, Detection, Incident Response and Vulnerability management

    • Implement and manage detective controls to monitor infrastructure and application-level threats.
    • Work closely with incident response teams to triage and respond to security alerts and events effectively.
    • Work closely with the vulnerability management team to establish dashboards and monitoring around vulnerabilities.

    Training & Awareness

    • Educate engineering teams on secure development practices and ensure they are empowered with the tools and knowledge to write secure code.
    • Promote DevSecOps culture and continuous improvement of security maturity across teams.

    Qualifications

    • Bachelor’s degree in Computer Science, Information Security, Engineering, or a related field.
    • 5+ years of experience in DevSecOps, Application Security, or a similar security-focused role.
    • Experience implementing security in CI/CD pipelines (e.g., GitLab, GitHub Actions, Jenkins).
    • Strong knowledge of security standards and controls for SDLC and cloud-native environments.
    • Proficiency in scripting languages (e.g., Python, Bash, Go, JavaScript).
    • Hands-on experience with infrastructure-as-code (Terraform, CloudFormation) and related security testing.
    • Familiarity with container security and orchestration platforms (e.g., Docker, Kubernetes).
    • Experience using and managing Cloudflare or similar WAF/CDN platforms
    • OSCP, CEH, GCPN, GPEN, AWS Security Specialty, or other relevant DevSecOps certifications are a plus

    Skills

    • Strong problem-solving skills with an automation-first mindset.
    • Excellent collaboration and communication skills to work effectively across teams.
    • Ability to prioritize and manage multiple security initiatives simultaneously.
    • Detail-oriented, with a proactive approach to identifying and addressing security issues.

    Method of Application

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Average Salary at Moniepoint Inc.
₦ 142K from 9 employees
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