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  • Posted: Apr 22, 2021
    Deadline: May 6, 2021
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  • Credpal is an innovative solution that seeks to combat the ever complex loan approval process that has deterred millions from achieving specific gaols over the years. We believe quality of life can be drastically improved if individuals can easily make purchases and pay overtime at their convenience with reduced or no financial pressure, while also increasin...
    Read more about this company

     

    Senior Credit Risk Underwriter

    Location: Yaba, Lagos

    Purpose Statement

    • We are looking to hire a Credit Underwriter with specialized knowledge in risk assessment. Very meticulous and attention to detail, good negotiating skills and work according to tight deadlines in a fast-paced environment.
    • The successful candidate will be an expert in risk analysis and selection with remarkable decision-making skills, a deep understanding of retention and reinsurance, and sound judgment.

    Key Deliverables:

    • Evaluating loan applications and including the credit analysis and loanrequest summaries.
    • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.
    • Analyzing client records and using the data to recommend payment plans.
    • Conferring with references to exchange credit information on clients.
    • Collaborating with sales and other units /departments in managing financial orders to help them control credit exposure, make payments on time, and reduce the risk of customer disputes.
    • Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
    • Analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to the organization.
    • Determine if a loan or line of credit will be granted, and if so, the terms of the loan, including interest rate.
    • Prepare reports based upon due diligence findings to help make decisions on lending and credit-worthiness.
    • Conducting credit search from an approved Credit Bureau for facilities Identifies and collects information critical to decision making.
    • Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability.

    Preferred Qualifications

    • Bachelor's Degree in Finance or Business Administration or related field.
    • Experience in using accounting softwares.
    • Relevant training & certifications.
    • 5years similar experience in underwriting credits in a Fin- Tech or Financial services.

    Preferred Requirements:

    • A very proactive & analytical person.
    • Ability to use reasonable and sound judgment.
    • Strong problem-solving and decision-making skills.
    • Thorough knowledge of databases and tracking systems.
    • Solid organizational skills and detail-oriented.

    Method of Application

    Interested and qualified? Go to Credpal on docs.google.com to apply

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

  • Send your application

    Back To Home View All Vacancies at Credpal
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