Relationship Officer – Corporate Banking / HNI at Viscount Microfinance Bank

Job Summary

The Relationship Officer for Corporate Banking / High Net-Worth Individuals (HNI) is part of the sales team responsible for acquiring, managing, and growing a portfolio of corporate clients and high-value individual customers. The role focuses on deposit mobilization, credit portfolio growth, structured financial solutions, and delivering premium relationship management services to achieve revenue and profitability targets.

Key Responsibilities

• Identify and acquire corporate clients and High Net-Worth Individuals (HNIs).
• Mobilize large-ticket deposits and grow low-cost funding.
• Structure and market tailored financial solutions including working capital loans, term loans, investment products, treasury products, and trade finance solutions.
• Manage and deepen relationships with existing corporate and HNI clients to increase wallet share.
• Conduct financial analysis and credit assessment for lending opportunities.
• Prepare credit proposals and present to internal credit committees.
• Cross-sell banking products such as cash management, digital banking, payroll solutions, and investment products.
• Ensure full compliance with KYC, AML, and regulatory requirements.
• Provide periodic portfolio performance reports and market intelligence updates.
• Maintain high service standards and handle client escalations professionally.

Requirements & Qualifications

• Bachelor’s degree in Finance, Economics, Business Administration, or related discipline.
• Minimum of 2–5 years experience in Corporate Banking, Commercial Banking, or HNI Relationship Management.
• Strong understanding of financial statement analysis and credit risk assessment.
• Proven track record in deposit mobilization and revenue generation.
• Strong negotiation, analytical, and relationship management skills.
• Excellent communication and presentation skills.
• Relevant professional certifications (CIBN, ICAN, ACCA, CFA is an added advantage).

Benefits

• Competitive base salary.
• Attractive performance based commission and bonuses.
• Health insurance coverage.
• Pension contribution in line with statutory regulations.
• Career advancement opportunities within Corporate Banking.
• Exposure to high-value clients and structured financial transactions.