Legal Officer / Recovery Manager at Elizabeth Maddeux

Job Summary

• The Legal Officer / Recovery Manager is responsible for managing the bank’s legal matters and overseeing the recovery of delinquent and non-performing loans.
• The role ensures that all recovery actions comply with legal and regulatory requirements while minimizing credit losses and protecting the bank’s interests.

Key Responsibilities

• Develop and implement effective loan recovery strategies for overdue and non- performing accounts.
• Ensure all credit and recovery documentation complies with applicable laws and regulatory requirements.
• Liaise with external solicitors, law enforcement agencies, and regulatory bodies.
• Ensure compliance with Central Bank guidelines, internal policies, and relevant legal frameworks.
• Draft, review, and negotiate contracts, agreements, and other legal documents.
• Provide legal advice to management and various departments on operational andregulatory matters.
• Ensure the organization complies with statutory and regulatory requirements.
• Track recovery targets and ensure timely resolution of delinquent accounts.
• Support credit teams with legal due diligence on collateral and loan documentation.
• Conduct legal research and provide opinions on business transactions and decisions.

Qualifications & Experience

• Bachelor’s Degree in Law (LL.B) with BL qualification.
• 4-7 years’ post MBA experience in legal practice, loan recovery, or credit administration.
• Experience in banking, microfinance, or financial services is highly preferred.
• Strong knowledge of debt recovery laws, contract law, and financial regulations.
• Proficiency in legal drafting and case management.

Skills & Competencies:

• Strong negotiation and recovery skills
• Sound legal knowledge and analytical ability
• High level of integrity and professionalism
• Attention to detail and documentation accuracy
• Excellent communication and interpersonal skills
• Ability to manage multiple cases and meet targets.

Compensation

• Competitive Salary; Salary: N300,000 - N500,000 / month.
• Health Insurance
• Employer Contributory pension.