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  • Posted: Dec 1, 2022
    Deadline: Dec 29, 2022
  • Personal Trust Microfinance Bank is a microfinance bank operating in Lagos, Nigeria. The Bank was licensed by the Central Bank of Nigeria to operate as a state microfinance bank in year 2014. Formerly known as Personal Trust Savings and Loans, it was first registered in 1993 and operated as a mortgage bank until its conversion in 2014. Following the enabl...
    Read more about this company


    Financial Control Officer

    Job Summary

    • The financial control officer is responsible for reconciliation and settlements activities and will provide revenue assurance to the bank.

    Duties and Responsibilities

    • Ensure daily reconciliation and posting of all of all transactions and provide daily/weekly reconciliation and settlement reports.
    • Support the E-business team in resolving settlement and reconciliation matters.
    • Monitor income/fees and ensure value is promptly transferred to the bank.
    • Verify the incoming and outgoing payment on e-channel accounts.
    • Reconcile bank statement with entries in the bank ledger on a daily/weekly/monthly basis and present the reconciliation reports.
    • Prepare daily and weekly report on over/under-settlement of transactions.
    • Identify, follow up and investigate unreconciled transactions or discrepancies to enable prompt resolutions
    • Liaising regularly with various bank account officers on issues relating to direct debits, standing orders, unidentified credits and charges from time to time.
    • Monitors the deduction on loan and facilities with various banks and reconciling with terms and conditions in of the offer.
    • Develop and maintain business relations with payment partners.
    • Liaise with the settlement bank and payment processing companies on potential under-settlement and ensure resolution of issues identified in line with the company’s policies and procedures.
    • Advise the finance team of possible over-settlement for necessary provisions.
    • Maintain reconciliation records.
    • Rendition of monthly returns and processing of associated payments for FIRS, LIRS and PFAs within seven days of deduction.
    • Sending daily dashboard report to management.
    • Provide support to other finance team a required.
    • Support end of day/month and year process.
    • Flexibility to carry out any other task as requested by Management.


    • HND / B.Sc in Accounting, Economics or a related field.
    • Evidence of completion/ exemption of/from NYSC.
    • ICAN or ACCA qualification.


    • Previous experience as a reconciliation/account officer.
    • 3 - 5 years work experience.


    • Experience reconciling accounting figures and financial records
    • Great analytical skills for decision making and problem solving
    • Strong client relationship management and customer service skills
    • Team player with the ability to work with multiple parties
    • Advanced computer software skills, including Microsoft excel
    • Organization and time management abilities
    • Meticulous attention to detail and accuracy
    • Ability to multi task and meet tight deadlines

    Method of Application

    Interested and qualified candidates should send their CV to: using the Job Title as the subject of the mail.

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