Personal Trust Microfinance Bank is a microfinance bank operating in Lagos, Nigeria. The Bank was licensed by the Central Bank of Nigeria to operate as a state microfinance bank in year 2014. Formerly known as Personal Trust Savings and Loans, it was first registered in 1993 and operated as a mortga... read morege bank until its conversion in 2014.
Following the enabling framework by the Central Bank of Nigeria in respect of microfinance banks, the Bank’s parent company First Ally Capital Limited acquired the extant mortgage bank and converted it into a microfinance bank in October 2014 with a share capital of about N632 million. Accordingly, Personal Trust Microfinance commenced its business of catering to the unbanked and underbanked public.
The focus of the Bank is provision of microfinance services to individuals, small and medium scale enterprises. Ultimately, the objective is to grow the Bank to a National Microfinance Bank.
The Bank engages broadly in the provision of Savings Products, Loan products and Tailored products based on the need of its customers.
During our over twenty-one years of operation, we recorded several achievements including the financing of Ojora Shopping Complex and development of Lake View Housing Estate in Amuwo Odofin.
Job Summary
The financial control officer is responsible for reconciliation and settlements activities and will provide revenue assurance to the bank.
Duties and Responsibilities
Ensu
Job Description
The Internal Audit Officer functions as an independent and objective body that reviews and evaluates compliance with external regulations and guidelines as well as internal polic
Location: Lagos Mainland, Lagos
Job Summary
The Head of HR/ Admin/ and Legal will ensure the alignment of HR, legal and administrative initiatives with business objectives and supervise the o
Job Summary
The Human Resources and Legal Officer provides HR and Legal support to the department.
Duties and Responsibilities
Provides legal support majorly to the HR, Credit, Recove
Job summary
A Relationship Officer is responsible for prospecting, marketing, business development and income generation in line with the key performance indicators.
The Relationship Officer i
Location: Mainland, Lagos
Job Summary
The Product Manager is responsible for product planning, delivery and marketing throughout the product lifecycle.
They will conduct market research and
Location: Mainland, Lagos
Job Description
The Head, Credit & Risk Management be responsible for the monitoring and management of the risk portfolio of the Bank. The job holder will develo
Location: Mainland, Lagos
Job Summary
The IT Officer provides technical support to all users.
The IT Officer monitors and maintains computer networks, installs and configures hardware and s
Job Summary
The Head of Internal Control is responsible for the development and implementation of the Internal Control framework of the Bank.
The job holder will develop policies and procedure
Job summary
A Relationship Officer is responsible for prospecting, marketing, business development and income generation in line with the key performance indicators.
The Relationship Officer i
Job summary
The Head of Internal Control is responsible for the development and implementation of the Internal Control framework of the Bank.
The job holder will develop policies and procedure
Job Summary
The Head of Internal Audit & Compliance is responsible for the development, management and evaluation of internal control systems in the Bank.
The Internal auditor develops and
Location: Mainland, Lagos
Job Summary
The financial control officer is responsible for reconciliation and settlements activities and will provide revenue assurance to the bank.
Duti
Location: Mainland, Lagos
Job Description
The Internal audit Officer functions as an independent and objective body that reviews and evaluates compliance with external regulations and gu
Location: Mainland, Lagos
Job Summary
The Internal Control Officer implements, monitors and measures the adequacy of control systems in the Bank in compliance with regulations and intern
Location: Mainland, Lagos
Job Description
The Head, Credit & Risk Management be responsible for the monitoring and management of the risk portfolio of the Bank.
The job holder will
Location: Mainland, Lagos
Job Summary
The Operations Manager supervises, co-ordinates, plans, directs and manages the banking operations of the bank and alsocarries out administrative an
Location: Mainland, Lagos
Job Summary
The Product Manager is responsible for product planning, delivery and marketing throughout the product lifecycle.
They will conduct market researc
Pros: The company has a promising career path, it is a company one can grow fast and the board of directors are passionate people and reward hard work.
Cons: The major cons is that there is poor management practices and the backend officers are more than the sales force staffs, also there is poor management relationships. I felt like an organization should be more motivating, friendly and persuasive. Major problem lies in the leadership styles, the core microfinance processes is poor.
