Personal Trust Microfinance Bank is a microfinance bank operating in Lagos, Nigeria. The Bank was licensed by the Central Bank of Nigeria to operate as a state microfinance bank in year 2014. Formerly known as Personal Trust Savings and Loans, it was first registered in 1993 and operated as a mortga... read morege bank until its conversion in 2014.
Following the enabling framework by the Central Bank of Nigeria in respect of microfinance banks, the Bank’s parent company First Ally Capital Limited acquired the extant mortgage bank and converted it into a microfinance bank in October 2014 with a share capital of about N632 million. Accordingly, Personal Trust Microfinance commenced its business of catering to the unbanked and underbanked public.
The focus of the Bank is provision of microfinance services to individuals, small and medium scale enterprises. Ultimately, the objective is to grow the Bank to a National Microfinance Bank.
The Bank engages broadly in the provision of Savings Products, Loan products and Tailored products based on the need of its customers.
During our over twenty-one years of operation, we recorded several achievements including the financing of Ojora Shopping Complex and development of Lake View Housing Estate in Amuwo Odofin.
Job Summary
The Loan Monitoring Officer is responsible for the credit monitoring functions.
The job holder monitors the portfolio and identifies accounts due for collection with a view to ensu
Job Summary
The Head of Internal Audit & Compliance is responsible for the development, management and evaluation of internal control systems in the Bank.
The Internal auditor develops and
Job Summary
The Legal Officer provides daily support to the Corporate Services Department and will carry out legal advisory duties.
The Legal Officer is responsible for the preparation and rev
Job Summary
The Credit Analyst will perform credit analysis and risk assessment on current and potential customers to determine their eligibility in line with the credit guidelines and policies
Job Summary
The Credit Admin Officer is responsible for all credit administration functions in the department.
The jobholder ensures credit file documentation is in line with product paper and
Job Summary
A Marketer is responsible for prospecting, marketing, business development and income generation in line with the key performance indicators.
The Marketer is the interface between
Job Summary
The Branch Manager is responsible for the development, coordination, supervision and implementation of operational and business activities in the branch.
The job holder implements
Job Summary
A Relationship Officer is responsible for prospecting, marketing, business development, and income generation in line with the key performance indicators.
The Relationship Officer
Job Summary
The Accountant is responsible for reconciliation and settlement activities and will provide revenue assurance to the bank.
Duties and Responsibilities
Ensure daily reconci
Job Summary
The Head of Internal Audit & Compliance is responsible for the development, management and evaluation of internal control systems in the Bank.
The Internal auditor develops and
Job Summary
A Marketer is responsible for prospecting, marketing, business development and income generation in line with the key performance indicators.
The Marketer is the interface between
Job Description
Active POS deployment to viable Customers / Agents.
Streamline the tasks performed by POS agents, ensuring secure and efficient payment processing.
Manage customer accounts,
Job Summary
Sales of Bank product and services
Onboarding and deploy POS devices to viable agents at their various locations and ensure adoption by providing the required support.
Job Des
Job Summary
A Marketer is responsible for prospecting, marketing, business development and income generation in line with the key performance indicators.
The Marketer is the interface between
Job summary
The Legal Officer provides daily support to the Corporate Services Department and will carry out legal advisory duties.
The Legal Officer is responsible for preparation and review
Job Summary
The Credit Analyst will perform credit analysis and risk assessment on current and potential customers to determine their eligibility in line with the credit guidelines and policies of
Job Summary
The Head of Internal Audit & Compliance is responsible for the development, management and evaluation of internal control systems in the Bank.
The Internal auditor develops and
Job summary
The Legal Officer provides daily support to the Corporate Services Department andwill carry out legal advisory duties.
The Legal Officer is responsible for preparation and review o
Pros: The company has a promising career path, it is a company one can grow fast and the board of directors are passionate people and reward hard work.
Cons: The major cons is that there is poor management practices and the backend officers are more than the sales force staffs, also there is poor management relationships. I felt like an organization should be more motivating, friendly and persuasive. Major problem lies in the leadership styles, the core microfinance processes is poor.
