Branch Manager at Jubilee Life Mortgage Bank

• Drive the  performance  of  the  Branch  in  line  with  the targets set by the bank
• Generate a deposit liability budget as directed by the bank.
• Generate a risk asset budget as directed by the bank.
• Generate a Profit after Tax PAT/PBT Budget as directed by the bank.
• Initiate and coordinate the development of the Branch’s strategies and marketing plans.
• Prepare and implement plans for growing client base.
• Identify    new   business    opportunities    and    high   value relationships for conversion to the bank’s customer base.
• Provide marketing support by the way of joint calls with team members to ensure relationships are deepened and where there are knowledge gaps, take charge by showing them the way marketing is done.
• Network with all potential clients in own locality to increase customer base.
• Manage and deepen relationships with existing and prospective customers.
• Develop   and   maintain   a  high   level  of  customer relationship management standard at the Branch.
• Ensure zero tolerance for inactive/dormant accounts.
• Ensure effective relationship management with new and existing customers to improve deposit liability growth and mix.
• Appraise risk assets and monitor their disbursement.
• Ensure efficient service and maintenance of relationships with customer
• Manage all staff in the Branch to achieve increased value creation, volume of business and enhanced profitability for the bank.
• Create and sustain a team culture that encourages others to provide the quality of service essential to high performance.
• Ensure the Branch operating cost is within the approved budget

Qualifications, Competency & Skills Required:

• First degree in any discipline.
• Post graduate degree is an added advantage.
• Professional qualifications include but are not limited to any of the following: ACA, ACCA, CIBN, CFA etc are also added advantages.
• Minimum 8 years’ experience

Competency Knowledge

• Knowledge of a Mortgage Bank’s operations/services/products.
• Knowledge a Mortgage Bank’s policies and procedures.
• Knowledge of a Mortgage Bank’s sales/marketing strategy and policy.
• Knowledge of financial service channels.
• Knowledge of financial instruments.

Skills

• Deal structuring skills.
• Financial & business advisory skills
• Business development/sales skills.
• Strategic/Business/sales planning 
•  Attention to details
•  Building Effective Teams
•  Customer Focus
•  Conflict Management
•  Confidence
•  Entrepreneurship
•  Interpersonal Skill
•  Managing Relationships
•  Leadership and motivation
•  Negotiating
•  Networking (Socially astute)
•  Oral and Written Communication