Credit Risk & Recovery Analyst at Zuriel Consulting

Job Description

• Prepare analysis, reporting, and presentation of key performance indicators such as credit originations quality and delinquency performance.
• Assist with risk mitigation strategies, including but not limited to, credit policy changes and analyses to optimize collection efforts.
• Support the Risk Analytics department with analytical ad hoc assignments as needed.
• Lead credit-related projects and/or develop credit risk analyses as requested. • Assess credit risk and establish credit limits.
• Make recommendations to management that improve effectiveness or efficiencies for credit risk related areas
• Analyze customer financial condition and authorize customer credit lines.
• Understand the industry and possess market knowledge.
• Minimize bad debt risk, maximize accounts receivable collections.
• Participate in process improvement projects and support other management directives as prescribed.
• Conduct collection calls and customer visits to collect Accounts Receivables.
• Provide customer service and develops relationships with internal/external customers and suppliers.
• Participate in major department projects and take an active role in cross functional teams to assist in driving quality improvements, processes, and initiatives.
• Provide the internal auditor with requisite assistance in ascertaining that all corporate governance procedure is complied with, while keeping records of all performing and non-performing loans.

Requirements

• BA/BSc. degree required in Mathematics/Statistics, Finance, Economics, Business, Business Administration or related field required.
• Masters or MBA degree or Post-graduate Diploma in Risk assessment and management or its equivalent will be an added advantage.
• 4+ years /and above in a lending, scoring, financial or statistical field is desirable.
• Knowledge of indirect loan/lease consumer lending is preferred. Basic to intermediate knowledge of credit markets is preferred.
• Excellent quantitative skills and financial acumen, ideally expert in Excel and proficient in relational databases.
• Exposure to statistical and/or financial modeling with spreadsheets is a plus.
• Strong verbal and written communication skills, with the ability to effectively interact and communicate with all levels of management.
• Ability to develop reports with strong attention to detail.
• Challenging spirit with the ability to handle deadlines and pressure well.
• Good organizational skills to handle multiple priorities.