Regulatory & Licensing Officer – MENA (Payments/ Fintech) at dLocal

What will I be doing?

• Support license and registration applications across MENA jurisdictions (strategy, documentation, regulatory interactions) through to approval
• Maintain and update the licensing tracker of the application status, timelines
• Coordinate with external regulatory advisors and local law firms on license applications, structural questions, and regulatory perimeter assessments
• Contribute to dLocal's long-term licensing strategy for the region
• Maintain the regulatory framework by country and entity for day-to-day use: what licenses and permissions exist, what activities they authorise, applicable conditions, limits, and reporting obligations
• Ensure quality, accuracy, and timely delivery of regulatory reports and compliance submissions for each licensed MENA entity
• Identify and assess how regulatory requirements apply to new business needs (new flows, use cases, products), and design compliant operating models
• Provide expert advice to internal teams
• Support merchant and partner onboarding from a regulatory standpoint
• Monitor regulatory developments and trends across the region

What skills do I need?

• Advanced degree in Law, Compliance, Finance, or a comparable field
• 5+ years of experience in a regulatory affairs, compliance, or legal advisory role — ideally within a fintech, payments company, financial institution, or law firm operating in the MENA region
• Deep knowledge of financial services regulation across MENA markets, including payment institution licensing frameworks, AML/CFT requirements, and data privacy obligations
• Fluency in Arabic and English (written and spoken) is mandatory. French is a plus for Morocco-based candidates
• Proven ability to operate across both licensing (forward-looking, strategic) and compliance/assurance (operational, day-to-day) functions
• Experience managing regulatory relationships and submissions directly with MENA financial authorities
• Highly analytical, structured, and detail-oriented — able to translate complex regulatory requirements into practical business guidance
• Autonomous and hands-on, comfortable working in a fast-paced, international environment with multiple workstreams in parallel
• Professional and collaborative, with strong stakeholder management skills across diverse internal teams