Credit Officer at Petra Micro Finance Bank Ltd (PMFB)

REQUIREMENTS 

• Minimum of 2yrs experience in a similar role in a micro finance bank 
• Mimimum qualification of B.Sc or HND
• Live within Yaba and Environs 

JOB DESCRIPTION

• Promote / market products to prospective client
• Visit and evaluate potential client businesses.
• Visit Co-debtor, guarantor’s house and businesses.
• Analyze financial data of clients’ businesses.
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for Credit Committee.
• Present loan files to Credit Committee.
• Enter loan files on Bankone

Post-loan Disbursement:

• Conduct monitoring visits to businesses and households.
• Follow-up on loan repayment. • Manage loan recovery from active and write-off clients until the last.
• Assess the impact of a loan before renewal