Business Development Officer (Credit Sales) at Fundsworth Finance Company Limited

Job Summary

• We are seeking a results-driven and self-motivated Business Development Officer (Credit Sales) to drive loan portfolio growth by identifying and acquiring qualified borrowers, promoting the company’s credit products, maintaining strong client relationships, and ensuring high-quality loan performance.

Key Responsibilities

• Identify and acquire new customers for the company’s credit/loan products.
• Promote and market loan products to individuals, SMEs, and corporate clients.
• Achieve monthly sales and disbursement targets.
• Conduct customer profiling and preliminary credit assessments.
• Build and maintain strong relationships with new and existing clients.
• Follow up on loan applications and coordinate with the credit team to ensure timely processing and disbursement.
• Monitor customer loan performance and support collections to minimize delinquency.
• Cross-sell other financial products and services offered by the company.
• Prepare daily, weekly, and monthly sales and activity reports.
• Ensure compliance with company policies, regulatory requirements, and credit procedures.

Qualifications

• Bachelor’s degree or HND in Business Administration, Marketing, Economics, Finance, or a related field.
• Minimum of 1–3 years’ experience in credit sales/operation in a financial service, organisations (e.g., MFBs, Finance Companies)

Skills & Competencies:

• Excellent communication and interpersonal skills.
• Good understanding of lending principles and credit processes.
• Strong analytical and problem-solving abilities.
• Good knowledge of Microsoft Office Suite.
• High level of integrity, professionalism, and customer service orientation.