Credit Officer/Marketer at Seedvest Microfinance Bank Limited

Job Summary

• The Credit Officer shall be responsible for sourcing prospective clients, disburse loans according to the company’s credit policies and procedures, and to ensure prompt repayment of the loans in compliance with the loan repayment agreement.

Key Responsibilities

• Source for prospective clients for the company.
• Maintain client relations, and help to achieve company production goals.
• Process loan applications from prospective clients according to the company credit policy.
• Carry out detailed appraisal of loan applications.
• Prepare credit appraisal reports for consideration by the Credit Committee.
• Meeting monthly disbursement and client recruitment targets.
• Oversee the disbursement of approved loans.
• Regular follow up on disbursed loans.
• Ensure repayment of loans in accordance to the loan agreement.
• Maintain other assigned portfolios and follow up on loan defaulters.
• Perform any other duties as may be assigned from time to time.

Qualification/Experience

• Minimum of HND or Bachelor's Degree is any field.
• Previous work experience as sales person or marketer is an added advantage.

Required skills:

• Good team player
• Ability to meet monthly set target
• Strong analytical, organization and planning skills
• Good interpersonal and communication skills
• Time Management and prioritization
• Understanding of customer segmentation, market dynamics and requirements
• Ability to work under pressure and produce results
• Proficient in the use of Microsoft Office Word, Excel, and Powerpoint.
• Excellent oral and written communication and presentation skills.