Business Development Officer at Zuriel Consulting

Our client is a licensed money lending institution providing small and medium-sized Loans in Lagos state and are currently recruiting to fill the vacant position below:

Job Title: Business Development Officer

• Source for new individual and group clients via direct promotion and assist prospect client with a loan application
• In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals
• Analyze and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower
• Approve loans by issuing checks or forwarding applications to loan committee.
• Complete loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees.
• Help customers by answering questions; responding to requests.
• Maintains customer confidence by keeping loan information confidential.
•  Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities)
• Optimizing financial results by cross-selling activities
• Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients

Requirements

• Minimum of B.Sc./ HND in any discipline, OND with a minimum of 2 years’ experience may be considered
• Demonstrate good self-esteem and confidence
• Strong analytical and financial skills (with a focus on cash flow analysis and forecasting)
• Excellent interpersonal, communication and presentation skills
• Ability to work with minimum supervision
• Target driven and result oriented
• Attentive to details