Job Vacancies at Fincra

Role Overview

• To drive the Agency Banking and Merchant Collections Solutions in order to increase customer base, generating revenue and over all business growth of the company.

Role & Description

• Onboard new clients and grow the client base of the company. Has responsibility for the sale of all Agency Banking and Merchant Collection products or service offerings of the company.
• Develop initiatives to grow and sustain the business
• Responsible for increasing Sales and Profitability of the company by exploring opportunities and managing relationships of new and existing clients.
• Constant monitoring of all indices to measure performance against set targets and providing updates on the same to the line manager.
• Manage relationships with the company’s clients across all assigned business lines.
• Preparation and presentation of business proposals to clients.
• Responsible for acquiring and working with customers to negotiate contractual relationships and ensure that we achieve a win/win situation.
• Work with products and merchant success teams as well as other relevant departments to ensure seamless onboarding of customers on our platforms.
• Work with the Product team to carry out market product and intelligence to ensure that Fincra products remain competitive in the industry.
• Attend conferences, meetings and key clients’ functions to generate business leads and conversions.
• Develop strategic relationships to help grow the Company’s network and business – e.g., Head of e- banking in Banks, Card schemes, Policy makers, key relevant institutions - SANEF, EfINA, etc.
• Prepare and present to the line manager a report on performance of the various revenue/business lines as and when due or required.

Responsibilities
What you will be doing everyday:

• Meet potential clients and update the Head, Sales and Partnership on outcome of engagements
• Schedule meetings with potential clients on a daily basis to sell Agency Banking products /services as well as merchant collection solutions and the various benefits of these services.
• Daily engagement of active merchants to ensure they do not drop off.
• Review and provide update on projects cum execution status
• Escalate any pending issues where necessary to ensure immediate resolution or meet the deadline.
• Provide responses in a timely fashion to queries and complaints from clients as well as internal customers (employees) on the company’s products/services
• Perform any other duties as may be legitimately assigned to you from time to
• time by your line supervisor.

Minimum Requirements

• Bachelor’s Degree in any discipline.
• Minimum of 5 years’ experience in Sales and Marketing, Business Development in any PTSP, Banks or Fintech
• A good knowledge of the e-payment industry will be an added advantage.
• The following skills will also be required;
• Product Knowledge
• Relationship management Skills.
• Good negotiation skills
• Good communication and presentation skills
• Problem analysis and solving skills.
• Good knowledge in MS Office.

Cultural Competencies (Company culture that we don’t negotiate with):

• Ownership, We are a team of individuals who are the CEO of their roles, and are able to consistently make excellent decisions independently, even in the face of ambiguity or uncertainty. Our people have the creative freedom to design solutions to problems and the responsibility to execute the right results, expecting the same of your teammates. The company strives to provide overall direction and expectations for each team and role, however, we value people who are able to lead and drive initiatives on their own, in line with the direction.
• Excellence, For us to achieve our very lofty goals as a company, we need to be able to produce best-in-class results, even in the minutest of tasks. We are first principle thinkers and we focus on solving problems from the root cause and not just the symptoms of the problem.
• People Skills, Our people are our greatest asset. They make up the company, the culture and their behaviour reflect what our values are. We immensely care about our people and we always make our best effort to see that our people love spending time with each other.
• Communication, We are a people that take feedback seriously and we don’t shy away from even the hard stuff.

Perks

• A chance to be an early member of a high-growth startup.
• We pay competitively in the Nigerian market for the matched experience and role.
• Amazing work culture and a company that truly cares about creating the best and most fun place to work.
• We offer health insurance that includes dental, optical & covers major surgeries.
• Interest-free staff loans upon confirmation.
• We currently work fully remote.
• We offer vehicle financing for confirmed employees at 50% of asset value.
• Stock options for early employees.
• Annual Training budget.

go to method of application »

Role Overview

• This role is responsible for managing and maintaining all aspects of robust risk management in order to ensure a high level of compliance with global best practices along with developing and executing strategies, policies and procedures for the management of FinTech operations and internal controls to optimize FinTech effectiveness.

Responsibilities
What you will be doing everyday:

• Develop internal controls adequate to Fincra’s evolving risk landscape
• Ensure key internal controls are defined, implemented, documented, assessed and monitored in front of material risks.
• Ensure operational compliance with all regulatory submissions and requirements for AML/CFT relating to Treasury business.
• Ensure appropriate level of communication is maintained on Internal Control matters to support the framework and ensure appropriate ownership and accountabilities from management and managers.
• Provide the Compliance Lead and stakeholders with the relevant Internal Control methodological support for our core product.
• Operationalizing all FinTech compliance agendas/ relationships as well as helping ensure compliance to internal processes and policies, applicable laws and regulations.
• Managing and documentation of FinTech Policies, Processes and Procedures
• Develop adequate training material on the internal control objectives, approach and methodology
• Defining and implementing an effective fraud strategy to prevent, detect, investigate and report on all Fintech Frauds.
• Understand the financial risks faced by the FinTech as a business in order to ensure the definition of an appropriate risk management strategy
• Fully assist and cooperate in assessing & monitoring programs to determine organizational vulnerabilities.
• Deliver adequate and timely reporting on Internal Control framework and control deficiencies in line with requirements to ensure appropriate escalation and adequate action plans
• Comply with FinTech Risk & compliance reporting standards to ensure risk and performance information is standardized, aligned, and consistent with industry set standards and best practise.
• Perform ad-hoc duties as assigned by Compliance Lead

Critical Competencies
Traits that are important for success:

• Bachelor's Degree in Business and/or numeracy course additional professional qualifications in Accounting, Computer Science, management sciences would be an advantage.
• Professional Certifications e.g. ACAMS, CFE, CIA, CFCS, GRCP(A), ICAN, ACCA would be an added advantage.
• Minimum of 5+ years post-qualification experience with, at least, 3 years in Mobile Financial Services sector/ industry and/or Banking
• Well proven experience in handling treasury risk assessment and control.
• Experience in risk governance and monitoring.

Required Skills:

• Ability to transfer, tolerate or terminate risks on an enterprise level especially in Products, Treasury etc
• Ability to adapt and openness to learn new trends and skills
• Ability to align Fincra standards to international best practice and local regulatory environments
• Conflict management

Cultural competencies (Company culture that we don’t negotiate with):
Ownership:

• We are a team of individuals who are the CEO of their roles, and are able to consistently make excellent decisions independently, even in the face of ambiguity or uncertainty. 
• Our people have the creative freedom to design solutions to problems and the responsibility to execute the right results, expecting the same of your teammates. 
• The company strives to provide overall direction and expectations for each team and role, however, we value people who are able to lead and drive initiatives on their own, in line with the direction.

Excellence:

• For us to achieve our very lofty goals as a company, we need to be able to produce best-in-class results, even in the minutest of tasks. We are first principle thinkers and we focus on solving problems from the root cause and not just the symptoms of the problem.
• People Skills, Our people are our greatest asset. They make up the company, the culture and their behaviour reflect what our values are. We immensely care about our people and we always make our best effort to see that our people love spending time with each other.

Communication:

• We are a people that take feedback seriously and we don’t shy away from even the hard stuff.

Perks

• A chance to be an early member of a high-growth startup
• We pay competitively in the Nigerian market for the matched experience and role
• Amazing work culture and a company that truly cares about creating the best and most fun place to work
• We offer health insurance that includes dental, optical & covers major surgeries.
• Interest-free staff loans upon confirmation
• We currently work fully remote
• Stock options for early employees.
• Annual Training budget.

go to method of application »

Role Overview

• As an Internal Auditor you will provide systematic and disciplined approach to effectiveness of risk management control and governance processes.
• You will possess a thorough knowledge of accounting procedures and a sound judgement.
• You will be accountable for the examination and evaluation of organization processes, reporting findings back to management regarding possible improvements and corrections.

What You will be Doing Everyday

• Develop internal audit scope and audit plans
• Acquire, analyze and evaluate accounting documentation
• Prepare and present reports that reflect audit results and document process
• Act as an objective source of independent advice to ensure validity, legality and goal achievement
• Identify loopholes and share risk aversion methods and cost savings.
• Maintain open communication with management and audit committee.
• Document process and prepare audit findings memorandum.
• Conduct follow up audits.

Minimum Requirements

• First Degree in any Business-related discipline, eg, Accounting, Finance, Economics etc.
• ACA, CIA, CISA or related professional qualifications is a plus.
• 5+ years internal audit &/or external auditing experience in a reputable organization.
• Prior experience working in Fintech or payment services firm; Big 4 professional service firm; banking or other financial services firm, technology firms etc will be an advantage.
• Application of best practice audit standards and latest audit techniques, and tools
• Experience in data analytics and continuous auditing will be an added advantage
• Demonstrable knowledge of fraud schemes and indicators.
• Application of leading internal audit standards, risk management and control methodologies.
• International Professional Practice Framework IPPF.
• Business Processes.
• Accounting standards.
• Data Analytics skills & Proficiency in use of CAAT.
• Excellent communication skills – verbal, written, presentation.
• Critical thinking and attention to detail.

Cultural Competencies (Company culture that we don’t negotiate with)

• Ownership, We are a team of individuals who are the CEO of their roles, and are able to consistently make excellent decisions independently, even in the face of ambiguity or uncertainty.
• Our people have the creative freedom to design solutions to problems and the responsibility to execute the right results, expecting the same of your teammates. The company strives to provide overall direction and expectations for each team and role, however, we value people who are able to lead and drive initiatives on their own, in line with the direction.
• Excellence, For us to achieve our very lofty goals as a company, we need to be able to produce best-in-class results, even in the minutest of tasks. We are first principle thinkers and we focus on solving problems from the root cause and not just the symptoms of the problem.
• People Skills, Our people are our greatest asset. They make up the company, the culture and their behaviour reflect what our values are. We immensely care about our people and we always make our best effort to see that our people love spending time with each other.
• Communication, We are a people that take feedback seriously and we don’t shy away from even the hard stuff.

Perks

• A chance to be an early member of a high-growth startup
• We pay competitively in the Nigerian market for the matched experience and role
• Amazing work culture and a company that truly cares about creating the best and most fun place to work
• We offer health insurance that includes dental, optical & covers major surgeries.
• Interest-free staff loans upon confirmation
• We currently work fully remote.
• We offer vehicle financing for confirmed employees at 50% of asset value.
• Stock options for early employees.
• Annual Training budget.

go to method of application »

Role Overview

• Reporting to the Treasury Manager, you will be responsible for ensuring liquidity management as well as other core trade functions including pricing, analysis and forecasting.

What You’ll Be Doing Everyday
Pricing:

• Make a market in several currency pairs.
• Pricing of retail clients in several currency pairs.
• Monitor competitor pricing.
• Work with the sales team to maximize price effectiveness vs. profitability.
• Ensuring all trades are booked on our worksheets and enhancing smooth settlement with the counter-parties.
• Sending rates to clients and updating rates and margin on the website.
• Booking all treasury trades and ensuring that they are recorded in the respective reports.
• Reconciling the treasury front office and the operations margin, volumes and reports.

Liquidity Management:

• Assist in managing floats across dozens of accounts in 10 currencies.
• Project cash flows and provide analysis of cash movements.
• Managing relationships with trading counterparties.
• Carefully monitor capital controls, intercompany flows, and any other factors that inhibit ability to move funds freely.
• Tracking of weighted average rates of funds in the company’s position at all times.

Analysis / Forecasting:

• Help report margin on a daily basis.
• Analyze the direction of customer flows.
• Monitor the bank rates and black-market rates.
• Full life cycle trade responsibilities, build pre-trade analysis, execution, funds allocation and settlement across multiple strategies, brokers and banks.

Risk Management:

• Quantify risks of multiple African currency.
• Make recommendations to improve trading procedures (reduce risk, increase efficiency, maximize profitability).
• Provide recommendations for automation, risk mitigation, or any other policies and procedures.
• Document processes and procedures carried out by the team to achieve regular activities.

Minimum Requirements

• Bachelor’s degree in finance, accounting, economics, or related field.
• 4+ years proven trading experience.
• A solid understanding of financial markets.
• Excellent analytical skills.
• Ability to work under immense pressure.

Cultural competencies (Company culture that we don’t negotiate with):

• Ownership, We are a team of individuals who are the CEO of their roles, and are able to consistently make excellent decisions independently, even in the face of ambiguity or uncertainty. Our people have the creative freedom to design solutions to problems and the responsibility to execute the right results, expecting the same of your teammates. The company strives to provide overall direction and expectations for each team and role, however, we value people who are able to lead and drive initiatives on their own, in line with the direction.
• Excellence, For us to achieve our very lofty goals as a company, we need to be able to produce best-in-class results, even in the minutest of tasks. We are first principle thinkers and we focus on solving problems from the root cause and not just the symptoms of the problem.
• People Skills, Our people are our greatest asset. They make up the company, the culture and their behavior reflect what our values are. We immensely care about our people and we always make our best effort to see that our people love spending time with each other.
• Communication, We are a people that take feedback seriously and we don’t shy away from even the hard stuff.

Perks

• A chance to be an early member of a high-growth startup
• We pay competitively in the Nigerian market for the matched experience and role
• Amazing work culture and a company that truly cares about creating the best and most fun place to work
• We offer health insurance that includes dental, optical & covers major surgeries.
• Interest-free staff loans upon confirmation
• We currently work fully remote
• Stock options for early employees.
• Annual Training budget.

go to method of application »

Role Overview

• Because of our commitment to ensure customer satisfaction and unwavering belief in clear and effective communication, it has become pertinent that we engage a Technical Writer to revamp our existing API documentation and produce high-quality documentation that contributes to the overall success of our products and help take our customer focused services to new heights.
• You will work collaboratively with developers, quality engineers, product managers to make our products easier to use.

Role & Description

• Evaluate current content, workflows and develop innovative approaches for improvement
• Analyze existing and potential content, focusing on reuse and single-sourcing opportunities
• Work with internal teams to obtain an in-depth understanding of the product and the documentation requirements, and translate into simple, user-friendly, polished, and engaging content.
• Produce high-quality documentation that meets applicable standards and is appropriate for its intended audience.
• Write easy-to-understand user interface text, online help and developer guides.
• Create tutorials to help end-users use a variety of applications.
• Evaluate current content and develop innovative approaches for improvement
• Analyze information required for the development or update of policy, procedure and form documentation.

What you will be doing everyday:

• Research, outline, write, and edit new and existing content, working closely with various departments to understand project requirements
• Independently gather information from subject matter experts to develop, organize, and write procedure manuals, technical specifications, and process documentation
• Work with development and support leads to identify all documentation repositories, revise and edit, and determine the best solution for data compilation and centralized storage
• Research, create, and maintain information architecture templates that uphold organizational and legal standards, and allow for easy data migration
• Develop content in alternative media forms for maximum usability, with a consistent and cohesive voice across all documentation

Minimum Requirements

• Bachelor's Degree in relevant technical field
• Proven working experience in technical writing of software documentation and procedural materials for multiple audiences
• Ability to deliver high quality documentation paying attention to detail and ensure consistency and accuracy
• Ability to quickly grasp complex technical concepts and make them easily understandable in text and pictures
• Experience working with engineering to improve user experience: design, UI, and help refine content and create visuals and diagrams for technical support content
• Excellent written and verbal skills in English
• Strong working knowledge of Microsoft Office
• Firm familiarity with the SDLC and software development
• Proven ability to handle multiple projects simultaneously, with an eye for prioritization and execute tasks in a fast-paced environment
• Experience using XML tools to create documentation
• Exceptional analytical and conceptual thinking skills
• Ability to multi-task and be a self-starter

Cultural competencies (Company culture that we don’t negotiate with):

• Ownership, We are a team of individuals who are the CEO of their roles, and are able to consistently make excellent decisions independently, even in the face of ambiguity or uncertainty. Our people have the creative freedom to design solutions to problems and the responsibility to execute the right results, expecting the same of your teammates. The company strives to provide overall direction and expectations for each team and role, however, we value people who are able to lead and drive initiatives on their own, in line with the direction.
• Excellence, For us to achieve our very lofty goals as a company, we need to be able to produce best-in-class results, even in the minutest of tasks. We are first principle thinkers and we focus on solving problems from the root cause and not just the symptoms of the problem.
• People Skills, Our people are our greatest asset. They make up the company, the culture and their behavior reflect what our values are. We immensely care about our people and we always make our best effort to see that our people love spending time with each other.
• Communication, We are a people that take feedback seriously and we don’t shy away from even the hard stuff.

Perks

• A chance to be an early member of a high-growth startup.
• We pay competitively in the Nigerian market for the matched experience and role.
• Amazing work culture and a company that truly cares about creating the best and most fun place to work.
• We currently work fully remote.

go to method of application »

Role Overview

• In this role, you will be responsible for the expansion of existing business relationships as well as servicing customers.

What You’ll Be Doing Everyday

• Drive Corporate Merchant Acquisition to enable traders meet their numbers.
• Responsible for market penetration in order to help deepen the current market share of our existing customers.
• Work to ensure market extension by signing up new merchants to our current products.
• Ensure excellent customer support initiatives are effectively driven to produce results.
• Conducting and ensuring adequate training for the team in order to consistently deliver excellent execution of customers’ trades.
• Propel growth of Fincra’s core products, API integration services, Currency Conversion, Cross Border Payments, Collections, Payouts etc.

Minimum Requirements

• Bachelor's Degree in any discipline.
• 7+ years of experience in Treasury Sales /Fintech /Bank.
• A good knowledge of the e-payment industry will be an added advantage.
• Product Knowledge.
• Good communication and presentation skills.
• Problem analysis and solving skills.
• Good knowledge in MS Office
• Relationship management Skills
• Good negotiation skills

Cultural competencies (Company culture that we don’t negotiate with):

• Ownership, We are a team of individuals who are the CEO of their roles, and are able to consistently make excellent decisions independently, even in the face of ambiguity or uncertainty.
• Our people have the creative freedom to design solutions to problems and the responsibility to execute the right results, expecting the same of your teammates.
• The company strives to provide overall direction and expectations for each team and role, however, we value people who are able to lead and drive initiatives on their own, in line with the direction.
• Excellence, For us to achieve our very lofty goals as a company, we need to be able to produce best-in-class results, even in the minutest of tasks.
• We are first principle thinkers and we focus on solving problems from the root cause and not just the symptoms of the problem.
• People Skills, Our people are our greatest asset. They make up the company, the culture and their behavior reflect what our values are.
• We immensely care about our people and we always make our best effort to see that our people love spending time with each other.
• Communication, We are a people that take feedback seriously and we don’t shy away from even the hard stuff.

Perks

• A chance to be an early member of a high-growth startup
• We pay competitively in the Nigerian market for the matched experience and role
• Amazing work culture and a company that truly cares about creating the best and most fun place to work
• We offer health insurance that includes dental, optical & covers major surgeries.
• Interest-free staff loans upon confirmation
• We currently work fully remote
• We offer vehicle financing for confirmed employees at 50% of asset value.
• Stock options for early employees.
• Annual Training budget.