Job Roles at Moniepoint Inc. (Formerly TeamApt Inc.)

Job Summary

• The Portfolio Manager is responsible for overseeing the loan portfolio and leading a team of Field Credit Officers within a specific state.
• This role involves setting performance targets, ensuring credit risk is managed effectively, maintaining a healthy loan portfolio, and driving growth of the business and loan products.
• The Portfolio Manager will collaborate closely with other departments (Products, Risk, Operations, etc.) to uphold credit policies and ensure successful loan disbursement and repayment.

Key Responsibilities
Team Leadership and Management:

• Supervise, mentor, and provide guidance to Field Credit Officers (FCOs) within the assigned state.
• Set and communicate clear performance goals and objectives for the FCOs, ensuring alignment with the company’s overall targets and strategy.
• Conduct regular performance reviews, identify training needs, and foster professional growth among team members.

Portfolio Oversight and Growth:

• Develop and implement strategies to grow a robust and profitable loan portfolio in the assigned state.
• Monitor and analyze overall portfolio performance, including loan approvals, disbursements, and repayments, to ensure targets are met.
• Identify trends and potential risks, taking proactive measures to mitigate any issues that could impact portfolio health.

Credit Risk Management:

• Ensure adherence to the organization’s credit policies and procedures.
• Review and approve on loan applications recommended by FCOs, providing final credit decisions where necessary.
• Conduct periodic credit risk assessments and collaborate with the Regional Credit Manager and VP, Credit Portfolio Management to refine and enhance credit evaluation frameworks.

Compliance and Reporting:

• Maintain compliance with regulatory requirements and internal policies related to credit operations and portfolio management.
• Prepare and present regular portfolio performance reports to Regional Credit Manager and VP, Credit Portfolio Management, highlighting key metrics, trends, and recommendations for improvement.
• Ensure all documentation and records are accurate, up-to-date, and in line with compliance standards.

Stakeholder Engagement:

• Collaborate with cross-functional teams (Products, Operations, Risk, etc.) to ensure seamless loan disbursement and servicing processes.
• Develop and maintain strong relationships with business clients and community stakeholders to enhance the company’s market presence.
• Address and resolve escalated customer issues and inquiries related to the loan portfolio.

Process Improvement:

• Identify process gaps and inefficiencies within credit administration, making recommendations for system and process enhancements.
• Stay informed of industry best practices, market trends, and competitor activities, adapting strategies as needed.

Qualifications

• Bachelor’s Degree (or higher) in Business, Finance, Economics, or a related field
• Minimum of 4-5 years of relevant experience in lending, credit, or portfolio management, with at least 2 years in a supervisory role.
• Demonstrable experience in credit risk analysis and financial analysis.
• Strong knowledge of regulatory requirements and compliance in the financial sector.
• Proven track record in managing and growing a loan portfolio in a fast-paced environment.
• Must be resident in the state of responsibility.

Relevant Skills:

• Leadership & Team Management
• Analytical & Problem-Solving Skills
• Communication & Interpersonal Skills
• Strategic Thinking & Planning
• Attention to Detail
• Technology Proficiency.

Other Requirements

• High degree of integrity, professionalism, and confidentiality when dealing with sensitive information.
• Flexibility to travel for client visits, team meetings, and on-site evaluations as needed.
• Proactive and results-driven mindset, with a commitment to continuous improvement.

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About the role

• We are currently looking to hire a Business relationship manager. The ideal candidate will be responsible for Merchant Acquisition, developing sales strategies and identifying business growth opportunities.

What you’ll get to do

• Engage in business development activities and solicitation of new business; Customer acquisition through sale of the bank’s products and services.
• Cross selling of bank products and services.
• Actively seeking out new sales opportunities through cold calling, networking and social media
• Create marketing strategies to achieve sales targets.
• Conducts daily meetings with the sales team and carry out reviews on the previous day and jointly plan for the week ahead
• Manages and maintains current business relationships
• Conducting market research to identify selling possibilities and evaluate customer needs
• Participate in market storms, community fairs and cluster marketing events e.g. Trade Fairs
• Implement best practices to meet customers’ needs and requirements.
• Prepare and deliver appropriate presentations on products and services
• Collaborate with team members to achieve better results
• Gather feedback from customers or prospects and share with internal teams
• Understand customer financial needs and objectives.
• Recommend appropriate financial product or service to the customer.

To succeed in this role, we think you should have

• Tertiary education from a recognised institution.
• Minimum 4-5 years in-depth sales experience, preferably in the banking, fintech or similar industries.
• Strong understanding of the local financial services industry
• Experience in marketing/sales within the banking sector with emphasis on onboarding and managing Merchants.
• Experience selling lending services and merchant POS devices to corporates should be an added advantage (Good network of enterprise merchants)
• Strong business acumen and analytical thought process.
• Ability to execute goals independently with little or no supervision.
• Excellent communication skills.
• Must be resident in Ondo State.

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About the role

• We are looking for a talented and proactive DevSecOps Engineer to join our growing security team.
• In this role, you will play a key part in integrating security into our software development lifecycle (SDLC), helping to build secure, scalable, and efficient systems from development to production.
• You will work cross-functionally with engineering, operations, and security teams to implement security best practices, automation, and tooling to enhance the overall security posture of our applications and infrastructure.

Responsibilities
Security Integration & Automation:

• Integrate security tools and controls (SAST, WIZ, SCA, DAST, IaC, and mobile security scanners) into CI/CD pipelines.
• Automate security gate enforcement and continuous compliance checks across the SDLC.
• Build and maintain automated systems for monitoring and alerting on security threats, vulnerabilities, and misconfigurations.
• Create, develop, and implement solutions to address infrastructure and security requirements
• Identify the needs for build automation, designing, and implementing CICD solutions
• Consult on DevSecOps requirements from diverse application/line of business partners
• Create plug-and-play/reusable solutions and patterns for CICD pipelines

Tooling and Infrastructure:

• Configure and maintain application security tooling, including SAST (e.g. SonarQube), SCA (e.g., Snyk, Black Duck), DAST (e.g., OWASP ZAP, Burp), and IaC scanners (e.g., Checkov).
• Manage security protections at the edge using WAFs (e.g Cloudflare), and ensure effective detection and response configurations are in place.

Scripting and Custom Security Engineering:

• Write scripts and automation tools to streamline vulnerability triage, report generation, and security tasks.
• Develop custom tooling to integrate with development and operations workflows to enhance visibility and remediation speed.

Security Architecture & Risk Management:

• Collaborate with engineering and infrastructure teams to embed security in design and architecture decisions.
• Participate in design reviews and threat modeling exercises to identify and mitigate risks early in the development lifecycle.

Monitoring, Detection, Incident Response and Vulnerability management:

• Implement and manage detective controls to monitor infrastructure and application-level threats.
• Work closely with incident response teams to triage and respond to security alerts and events effectively.
• Work closely with the vulnerability management team to establish dashboards and monitoring around vulnerabilities.

Training & Awareness:

• Educate engineering teams on secure development practices and ensure they are empowered with the tools and knowledge to write secure code.
• Promote DevSecOps culture and continuous improvement of security maturity across teams.

Qualifications

• Bachelor’s degree in Computer Science, Information Security, Engineering, or a related field.
• 5+ years of experience in DevSecOps, Application Security, or a similar security-focused role.
• Experience implementing security in CI/CD pipelines (e.g., GitLab, GitHub Actions, Jenkins).
• Strong knowledge of security standards and controls for SDLC and cloud-native environments.
• Proficiency in scripting languages (e.g., Python, Bash, Go, JavaScript).
• Hands-on experience with infrastructure-as-code (Terraform, CloudFormation) and related security testing.
• Familiarity with container security and orchestration platforms (e.g., Docker, Kubernetes).
• Experience using and managing Cloudflare or similar WAF/CDN platforms
• OSCP, CEH, GCPN, GPEN, AWS Security Specialty, or other relevant DevSecOps certifications are a plus

Skills:

• Strong problem-solving skills with an automation-first mindset.
• Excellent collaboration and communication skills to work effectively across teams.
• Ability to prioritize and manage multiple security initiatives simultaneously.
• Detail-oriented, with a proactive approach to identifying and addressing security issues.

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About The Role

• As a Senior User Experience Designer, you will be responsible for executing high-quality designs for our financial products, ensuring they are intuitive, accessible, and effective.
• You will collaborate with cross-functional teams, mentor junior designers, and champion user-centred design within the organisation.
• This role requires a strategic mindset, deep UX/UI expertise, and the ability to translate complex financial concepts into seamless user experiences.

What You’ll Do

• Define and execute design strategies that align with business objectives and user needs.
• Lead the end-to-end design process, from discovery and research to wireframing, prototyping, and final UI execution.
• Conduct advanced user research, usability testing, and A/B experiments to validate and refine design solutions.
• Partner closely with product managers and engineers to ensure seamless implementation of designs.
• Design scalable UI components and contribute to our evolving design system.
• Advocate for accessibility (A11y) and inclusive design principles, ensuring our products serve a diverse user base.
• Create and refine micro-interactions and motion elements to improve user engagement and usability.
• Use data-driven insights to continuously improve the user experience and optimise for business impact.
• Mentor and guide junior designers, fostering a culture of excellence and innovation.
• Stay ahead of fintech trends and best practices to drive product innovation.
   

What You Need To Succeed

• 3+ years in a senior product design role, with a strong focus on UX and a demonstrated ability to lead impactful projects
• Mastery of visual design, typography, grids, layout, and colour theory.
• Expertise in interaction design, information architecture, and user flows.
• Deep understanding of designing for both mobile and web platforms, ensuring responsive and adaptive experiences.
• Strong knowledge of behavioural psychology and how it influences user decision-making.
• Extensive experience conducting usability testing, user interviews, and heuristic evaluations.
• Ability to synthesise qualitative and quantitative insights into impactful design decisions.
• Familiarity with UX analytics tools (Google Analytics, Mixpanel, Hotjar, etc.).
• Proficiency in atomic design principles and building scalable UI frameworks.
• Strong knowledge of motion design tools (Lottie, After Effects, Principle) to create dynamic user experiences.
• Experience mentoring and guiding junior designers.
• Ability to articulate design rationale and influence stakeholders across teams.
• Comfortable working in agile, fast-paced product teams.
• Figma mastery - deep experience with auto layout, design tokens, component variants, interactive prototypes, and scalable design libraries.
• Proven experience in fintech and/or SaaS environments, with a strong understanding of industry challenges and user behaviours.

What You’ll Get

• A leadership role in shaping the future of fintech - your work will impact millions of users.
• Career growth opportunities.
• A culture of experimentation - we encourage innovative thinking and rapid iteration.
• Competitive compensation and benefits.
• Remote-friendly work culture, with access to learning resources.