Fresh Jobs at La Fayette Microfinance Bank Limited

Location: Lagos and Ibadan - Oyo

Main Responsibilities

• Supervises Recovery Officers in designated areas
• Follow up on loan insurance and quality guarantees.
• Establish recovery procedures for managing customers in arrears

Generic Responsibilities
Quality control and production arrears management:

• Ensure the recovery of written off loans
• Monitor customer file and late payment in arrears
• Perform reminders by telephone, mail or in the field of late payment by customers
• Apply debt collection procedures to unpaid instalments
• Maintain close contact with customers when necessary and feasible
• Achieve given recovery targets
• Negotiate a new schedule in case of actual difficulty of the customer found
• Ensure recovering unpaid instalments is in accordance to the banks’ policy

Controls:

• Checking loan agreements.
• Guarantees of the implementation of loan insurance.
• Monitoring customers’ compliance to timeline.

Company’s Representative:

• Representing the company in the relationship with: Customers - external legal stakeholders in the collection - insurers

Profile
Qualification/Education:

• Minimum of B.Sc / HND in relevant discipline

Work Experience: 

• At least Seven (7) years work experience in recovery management

Skills:

• High-level proficiency in written and spoken English;
• Good knowledge of word processing;
• Proven spreadsheet skills;
• Good interpersonal relations and negotiation skills.

Personal Traits: 

• Tactfulness; self-disciplined; resolute and Value-driven.
• Pragmatic and meticulous in processes and procedures;
• Ability to relate effectively across different levels of authority.
• Time conscious and purposeful.

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Location: Lagos  Application Link

Location: Onitsha, Anambra  Application Link
Planned Start Date: 12 / 07 / 2022.

Job Description

• The Client Officer is responsible for processing the loans, monitoring the loan portfolio and developing the Advans La Fayette MFB loan clientele.
• He/she will also be responsible for developing the savings and deposits portfolio for the target groups. 
• The client Officer will spend more than 70% of the time on the field by performing visits to clients in commercial areas.    

Profile

• Bachelor's Degree or Higher National Diploma in any discipline from accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
• Good relationship and communication skills with strong team spirit  
• Strong analytical skills  
• Good computer skills  
• Real motivation to work and grow in a performance based environment
• Taste for fieldwork.

Additional Knowledge / Skills Required:

• Practical knowledge of micro / small / medium businesses  
• Knowledge of microfinance bank sector is an advantage
• Good writing skills  
• Knowledge of the major local languages.