Team Lead / Head of Unit, Remedial Assets Management at Premium Human Resource Solution Limited

Duties & Responsibilities

• Developing and recommending loan recovery strategies on Non-performing accounts for LRC’S approval
• Liaison with Legal Dept. on recovery process.
• Liaison with External agents (Estate Agents & Valuers, External Solicitors, Debt Recovery agents, Private Investigators, SFU, EFCC).
• Lead negotiation team for major Recovery accounts.
• Liaison with Branch Leaders and Bank Heads on developing and implementing recovery strategies for Non-performing accounts
• Recommendation of interest waivers, concessions, write offs and classification of Non-performing accounts.
• Prepare necessary reports and participate in Operations Risk, Loan Recoveries and Credit Review Committee meetings.
• Supervise the work performance of Teams.
• Attend court sessions in relation to accounts in Litigation
• Render various reports on recoveries made on Non-performing accounts to Exco.
• Marketing and selling of Collateral of Non-performing accounts.
• Any other duties as assigned by the Group Head.
• Conduct Project Monitoring visits as directed by Head office.

Requirements

• B.Sc in Social Science or Humanities or HND with a Master’s Degree.
• Minimum requisite experience 8 – 10 years working experience in similar field
• Good knowledge of the Bank’s Banking Software.
• Strong ability to interpret and reconcile accounts.
• High level of independence and assertiveness
• Good Knowledge of Bank Credit Policy and general economic trends in the country.
• Good knowledge of Microsoft Excel.
• Excellent negotiation and bargaining skills.
• Strong analytical skills.
• High risk consciousness.
• Excellent organizational skills.
• Good record keeping / file keeping and documentation skills.
• Excellent interpersonal skills.
• Good written and oral communication skills.
• Leadership and Managerial skills.