Jobs Career Advice Signup
X

Send this job to a friend

X

Did you notice an error or suspect this job is scam? Tell us.

  • Posted: Oct 24, 2024
    Deadline: Not specified
    • @gmail.com
    • @yahoo.com
    • @outlook.com
  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    The genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations. As the organization grew, the Group along with its member subsidiaries have evolved to embody much more. As a tested guiding light,...
    Read more about this company

     

    Sales Executive ( Salary Loan/ Wealth Management)

    SCOPE AND IMPACT

    The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

    JOB SUMMARY

    The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

    DUTIES & RESPONSIBILITIES

    • Evaluate credit worthiness by processing loan applications and documentation within specified limits
    • Interview applicants to determine financial eligibility and feasibility of granting loans
    • Determine all applicable ratios and metrics and set up debt payment plans
    • Communicate with clients either to request or to provide information
    • Justify decisions (approvals/rejections) and report on them
    • Complete loan contracts and counsel clients on policies and restrictions
    • Review loan agreements to ensure that they are complete and accurate according to policy
    • Update account records, Compute payment schedules and transactions on ERP
    • Confer with underwriters to aid in resolving loan application problems.
    • Update job knowledge on types of loans and other financial services
    • Assess customer needs, explore all options and introduce different types of loans
    • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
    • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the
    • underwriting process
    • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
    • Deposit mobilization to meet set targets

    Key Performance Indicators

    • Meet Set Monthly loan and investment Targets
    • Reduced number of Non-Performing loans
    • Customer retention rate of minimum 90% across loan and investment products

    QUALIFICATIONS/REQUIREMENTS

    • Proven working experience as a Loan Officer
    • Familiarity with computers and banking applications/software
    • Solid understanding of direct/indirect lending products and practices
    • Customer satisfaction orientation and sales competencies
    • Ability to work in a goal oriented environment and meet set target
    • BS degree in finance, economics or a related field

    Method of Application

    Interested and qualified candidates should apply using the Apply Now button below.

    Build your CV for free. Download in different templates.

  • Apply Now
  • Send your application

    View All Vacancies at The Concept Group Back To Home

Subscribe to Job Alert

 

Join our happy subscribers

 
 
Send your application through

GmailGmail YahoomailYahoomail