Sales Executive (Loan / Investment) at Rosabon Financial Services

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
• He/ She will also be responsible for reviewing loan applications, evaluating the potential risks of granting loans to applicants
• The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans on time.

Duties & Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and the feasibility of granting loans
• Determine all applicable ratios and metrics, and set up debt payment plans
• Communicate with clients either to request or to provide information
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, compute payment schedules, and transactions on the ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options, and introduce different types of loans
• Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.

Qualifications / Requirements

• BSc Degree in Finance, Economics, or a related field
• Proven working experience as a Loan Officer
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment and meet set targets
• Solid understanding of local, state, and federal loan regulations.
• Knowledge of various financial products across the industry and sector
• Customer service-oriented with exceptional.