Divest Enables African crypto users to convert their cryptocurrencies into local fiat currency instantly.
On the Divest app, you can use cryptocurrency to effortlessly send money directly to the bank accounts and mobile wallets of individuals and businesses in Africa from anywhere in the world. This enables quick and con
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We are seeking a detail-oriented and analytical Risk, Fraud & Internal Controls Officer to help safeguard Divest’s financial operations. This role will be responsible for monitoring transactions, preventing fraud, conducting reconciliations, and strengthening internal control processes across our crypto-to-fiat operations.
The ideal candidate understands fintech risk environments, payment flows, reconciliation processes, and fraud detection frameworks.
Job Expectations
Conduct real-time and post-transaction monitoring to identify suspicious activity across crypto and fiat flows
Lead fraud investigations, document findings, and recommend corrective actions
Drive recovery and remediation efforts on confirmed fraud cases
Perform fraud data reviews to identify patterns, emerging threats, and systemic weaknesses
Perform daily reconciliation of wallets, bank accounts, and payment channels
Investigate and resolve discrepancies promptly
Manage chargeback processing across card schemes and payment providers (where applicable)
Maintain detailed reconciliation logs and fraud loss reports
Conduct periodic risk assessments across products and transaction flows
Develop and implement anti-fraud strategies and internal controls
Review systems and processes to identify fraud vulnerabilities and recommend improvements
Partner with product and engineering teams to strengthen fraud prevention mechanisms
Prepare fraud-related reports for internal stakeholders and regulatory purposes (where required)
Ensure documentation aligns with audit and compliance standards.
Critical Competencies
3–4 years’ experience in risk, fraud, internal control, or reconciliation roles
Experience working in fintech, payments, banking, or crypto is highly preferred
Strong understanding of transaction flows, settlement cycles, and reconciliation processes
Familiarity with fraud detection tools and risk monitoring systems
High attention to detail and strong analytical skills
Ability to handle sensitive financial information with integrity and confidentiality
Strong reporting and documentation skills.
Cultural Competencies
Entrepreneurial and experimental — thrives in a startup environment.
Bias for action and growth, not afraid to fail fast and learn quickly.
Mission-driven and passionate about expanding financial access in Africa.
You work well with people of different backgrounds, identities, values and cultures
You listen well, seek to understand and respond with empathy
You give and take constructive feedback to and from colleagues at any level
You are extremely curious and love working collaboratively
A knack for continuous growth, learning and knowledge sharing
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