Profit Center Manager at United Bank for Africa (UBA)

Location: Nigeria
Job Type: Permanent

Job Description

• We are looking to hire talented and experienced individuals with a minimum of 5 years' Profit Centre Manager experience to drive our personal banking, SME and consumer loan for all our branches across Nigeria.

Job Objective(s)

• To coordinate the activities of retail teams through effective relationship management to meet / surpass financial targets to drive the profit growth of the branch.

Responsibilities

• Ensure significant increase in market share within own region.
• Drive performance of the unit – liability generation and quality risk asset creation.
• Risk asset appraisal, disbursement and monitoring.
• Ensure effective relationship building and management with new and existing customers.
• Optimally exploit new and existing opportunities in the market.
• Drive the reactivation of all inactive/dormant accounts in the branch.
• Plan and implement marketing strategies to boost profit
• Supervise and coordinate the activities of account officers.
• Perform other related duties as assigned by the Business Manager.

Qualifications

• Bachelor's Degree in a related field.
• 5 - 7 years relationship manager experience from a commercial bank.

Skills Required:

• Ability to evaluate needs of customers and determine what products or services would best serve those needs.
• Good interpersonal skills.
• Excellent Communications skills (written and oral).
• Marketing and Selling skills.
• Leadership and negotiation skills.
• Good Relationship management skills.
• Confident and must possess excellent networking skills.

Knowledge Required:

• Basic knowledge of Accounting, Finance and Economics.
• Banking operations, policies and procedures.
• Good knowledge of the Bank’s products and services.
• Business development and acquisition.
• Marketing, Selling and Cross Selling.
• Knowledge of current business trends and CBN Regulatory laws.

What We Expect From You:

• High degree of professional ethics, integrity and responsibility.
• Highly organised, proactive, ability to work independently and take ownership of tasks assigned.
• Team player with ability to work under pressure and ability to work with a wide variety of people and maintain excellent business relationship.
• High sense of confidentiality and discreteness.

What You Should Expect From Us:

• Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.
• Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.
• Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.