Officer, Trops & Loans at Ecobank Nigeria

Key Responsibilities

Financials

• Ensure all budgeted items are not exceeded.

Process

• Process daily Loans/Deposits transactions after checking and confirming the details in line with the checklist
• Call over previous day’s transactions. Take cognizance of the MIS, settlement account number, and other relevant details
• Ensure the call over and error log register is properly updated and signed.
• File acknowledge copies of BACP letters, and notes 
• Time stamp processed tickets after call over, file according to references. Make copies of Assets tickets and file
• Forward original tickets (Assets and Liabilities) to the Unit RICO. Ensure the Unit Rico acknowledge receipts by appending the RICO register.
• Prepare Weekly/Monthly proof and forward to supervisor(s)
• Ensure accuracy of accounting entries
• Complete the pending Ticket Log (if any) and submit to supervisor
• Ensure tickets with issues are returned immediately to FI /Treasury. On no condition should tickets with issues be left till the next day
•  Prepare and update the Volume statistics daily, sent to the designated officer on Monday before 9.am
• Complete the FI/Treasury/CAD Exception report and submit daily to supervisor.
• Processing of Loan transactions
• Ensure proper accounting entries are posted i.e booking and journal entries where applicable
• Follow up on tickets with unresolved issues
• Daily proof of accounts and submission to unit head /deputy 
• Ensure that Pre-Liquidation instructions received are promptly processed 
• Preparation and debiting of Periodic fees taken monthly on loans to client's accounts via Upload Monitor Daily call back
• Daily call over of processed transactions and ensure discovered errors are recorded and corrected appropriately
• Ensures call back register is updated daily and exceptions / wrong postings are duly registered
• Submission of daily tickets to designated ACG staff in the unit
• Ensure no unauthorised transaction is left on exception before EOD
• Assist with general process improvements and process initiatives on the desk 
• Subject Matter Expert on the Loans & BACP desk (Liaise with Treasury /FIS/ Credit Factory / CAD/Corporate Bank  on new products ) 
• Facilitate general process improvements and process initiatives on the desk 
• Unit Secretariat 

Experience & Qualifications

• Minimum of 2 years working experience in Branch & Head Office operations of a commercial Bank and/or Audit Firm, Treasury operations and Loan experience, some of which must have been spent performing a similar role in a leading commercial bank. Exceptional candidates with a solid track record but fewer years of experience will also be considered
• A Good University degree with a minimum of 2:2 or HND (With PGD or Masters) with a minimum of 2:1 in any discipline.
• Possession of an advanced degree or professional certificate will be considered an advantage

Skills, Capabilities & Personal attributes

• Sound core credit skills
• Exposure to process re-engineering
• Interpersonal skill
• Leadership / Supervisory
• Analytical/problem solving skill
• Computer appreciation (word- processing/Spreadsheet/PowerPoint)
• Excellent customer service orientation
• Database Management
• Strong knowledge of banking operations, audit, products & customer segmentation
• Strong accounting knowledge