Loan Officer - Retail / Consumer Lending at Madas Company Limited

Location: Ikorodu Branch Office (Sabo / Agric / Idiroko / Ogolonto), Lagos

Job Description

• Identify Eligible customers for loan disbursement
• Get potential customers for and Mobilize deposit and fixed deposit
• Identify and understand the need of the Customer.
• Sell the company products proactively to new/prospective customers.
• Ensure timely submission of daily sales activity reports to Line Manager.
• Participate in weekly/monthly sales performance review meetings.
• Maintain accurate records of all sales activities, budget achievements and cross-sell referrals.
• Cross-sell all company products to Customer.
• Ensure accuracy of all company forms and documents executed by the Customer.
• participate in market storm and loan drive
• Ensure timely processing of all initiated Customer transactions, with specific emphasis on account opening
• Ensure customer meets set criteria before loan disbursement
• Ensure a strict KYC on customer before presenting for loan eligibility
• Ensure assigned sales target and budgets are met.
• Participate in tactical sales/marketing activities.
• Ensure all customers queries and inquiry are met on a timely bases.
• Provide customers with product details and features
• Selling and marketing of consumer and retail products
• Maintaining good customer relationship with old and new customers.

JOB Requirements

• Diploma / OND / HND in Marketing, Business Administration or Equivalent Experience in same field
• Proven working sales experience- 2 years and above.
• Must goal and target oriented
• The ability to retain important information·
• Must have a passion to learn and grow.
• Aggressive and passionate Sales person
• Good Telephone skill
• Must have worked in a Microfinance/Banking Institutions
• Must live within Job location
• Excellent networking skills.
• Strong negotiation skills.
• Effective communication skills.
• Exceptional customer service skills.
• Good knowledge of the Banking/Microfinance/Lending Institution
• Good knowledge of the usage of computer
• Time management and strong interpersonal skills
• Personal motivation, passion and goal-geter.
• Candidate should reside within Location.