Head, Credit / Marketing at Prosperity Microfinance Bank Nigeria Limited

Job Description

• Generally oversee the articulation and execution of the bank's marketing strategies, ensuring alignment with the overall corporate strategy, goals and objectives
• Provide guidance, leadership support and direction to the Marketing team
• Build the bank's profile and brand image in the market through sustained campaigns
• Manage the entire credit application process, right from login to disbursement to recovery
• Lead the design and implementation of all marketing strategies to achieve the goals for all the microfinance banking products
• Drive timely and successful development and implementation of the banking product and service ideas which are key to business performance and growth
• Manage quality loan portfolio of the bank
• Co-operate with legal, technical, risk management, and loan recovery units to ensure a healthy loan portfolio
• Ensure visitation to the customer’s place of business before loan disbursement
• Appraise the loans initiated by the marketers/credit officers and recommend them to the Management Credit Committee
• Monitor compliance with loan repayment terms.
• Deliver loan target
• Prevent delinquent loans
• Monitor repayment of delinquent loans
• Monitor compliance with laid down procedures for loan portfolio management.