Customer Acquisition:Actively seek out and engage prospects to sell loan products, including consumer loans, salary loans, and, in some cases, investment products.
Field Operations:Conduct on-field, door-to-door, or B2B (Business to Business) marketing to generate leads and meet sales targets.
Loan Processing:Collect, review, and prepare necessary documentation (KYC, income statements) from applicants to ensure quick loan processing.
Risk Evaluation:Conduct preliminary assessments of an applicant's creditworthiness and financial eligibility, ensuring compliance with risk management policies.
Client Relationship Management:Educate clients on available loan options, negotiate terms, and maintain relationships to drive repeat business.
Reporting & Compliance:Document sales activity, report daily to management, and adhere to regulatory standards.
Requirements
Minimum of OND / HND / B.Sc in Marketing, Finance, Banking, or a related field.
Proven experience (2 – 4+ years) in direct sales, field marketing, or as a loan officer, preferably in a financial institution.
Strong negotiation and persuasive selling skills.
Excellent communication and interpersonal skills.
Ability to work under pressure and meet strict, ambitious sales targets.
Resilience and self-motivation to operate in the field.
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