Field Credit Officer - Ile-Ife at Elocuencia Consulting

Key Responsibilities

• Actively promote and sell our loan products and services to small business owners within your assigned territory.
• Conduct regular field visits to assess loan applications, evaluate applicant suitability, and guide clients through the entire application and approval process.
• Perform thorough credit assessments, approve eligible loans, disburse funds, and actively monitor loan portfolios to ensure timely repayments.
• Build and maintain long-term, trust-based relationships with clients in your territory.
• Strictly adhere to all company credit policies, procedures, and operational guidelines.
• Consistently meet and exceed monthly targets for loan disbursements, portfolio growth, and collections/recovery.

Requirements & Qualifications

• Minimum qualification: NCE or OND.
• Experience: 0–1 year in microfinance, banking, sales, or field-based credit/marketing roles.
• Recent NYSC graduates who are highly motivated and results-driven are strongly encouraged to apply.
• Important: Please do not apply if you have not yet been mobilized for NYSC, are still awaiting your call-up letter, or do not have your discharge certificate.
• Excellent verbal and written communication, negotiation, and interpersonal skills.
• Self-driven, proactive, and results-oriented with the ability to work independently with minimal supervision.
• Must be currently residing in Ile-Ife, Osun or its immediate surroundings.
• Must be available to start work immediately (candidates who cannot commence promptly will not be considered).