Chief Fintech & Innovation Officer at Fast Credit Limited

About the Role 

• Fast Credit Limited is seeking a visionary and technically astute Chief Fintech & Innovation Officer to lead the company's innovation agenda and drive the exploration, adoption, and integration of emerging technologies across the enterprise. 
• This role will be responsible for identifying future-facing technology opportunities, building innovation capabilities, evaluating fintech solutions, leading technology research and development initiatives, and driving the adoption of innovative tools and platforms that enhance operational efficiency, scalability, resilience, and customer experience. 
• The successful candidate will serve as the company's focal point for technology innovation, ensuring that Fast Credit remains adaptive, competitive, and well-positioned to leverage emerging developments within the financial services and fintech landscape. 

Key Responsibilities

Innovation Strategy & Technology Foresight 

• Develop and execute the company's fintech and innovation roadmap. 
• Monitor emerging technologies, industry trends, and disruptive innovations relevant to financial services. Identify opportunities for technology-led transformation across business and operational functions. 
• Establish and promote an enterprise-wide culture of innovation and continuous improvement. 
• Fintech Innovation & Emerging Technologies 
• Evaluate and recommend innovative technologies, platforms, and solutions that support organizational objectives. 
• Lead research initiatives on artificial intelligence, automation, embedded finance, digital identity, open banking, data technologies, and other emerging capabilities. 
• Develop proof-of-concepts and pilot programs to assess the viability of new technologies. 
• Drive the transition of successful innovations into scalable enterprise solutions. 
• Technology Partnerships & Ecosystem Development 
• Build strategic relationships with fintech companies, technology vendors, innovation hubs, regulators, and industry stakeholders. 
• Identify collaboration opportunities that enhance the company's technology capabilities and innovation maturity. 
• Lead the assessment and integration of third-party fintech solutions where appropriate.

Digital Transformation & Process Innovation 

• Champion automation and technology-enabled process improvement initiatives. 
• Drive the modernization of business processes through innovative technologies. 
• Support enterprise transformation programmes through the introduction of scalable and sustainable technology solutions. 
• Promote the adoption of innovation frameworks, design thinking, and agile methodologies. 

Innovation Governance & Delivery 

• Establish governance frameworks for innovation initiatives and technology experimentation. 
• Ensure innovation projects align with security, risk, compliance, and regulatory requirements. 
• Define and monitor innovation performance metrics and implementation outcomes. 
• Maintain an enterprise innovation portfolio and oversee innovation project execution. 

Requirements 

• Bachelor's degree in Computer Science, Engineering, Information Technology, or a related field. 
• Master's degree or relevant professional certifications will be an added advantage. 
• Minimum of 10 years' experience in technology leadership, fintech innovation, enterprise architecture, digital transformation, or technology strategy. 
• Demonstrated experience leading innovation initiatives, emerging technology adoption, or large-scale technology transformation programmes. 
• Strong understanding of fintech ecosystems, enterprise technologies, cloud platforms, automation, artificial intelligence, APIs, and digital financial services. 
• Proven ability to translate emerging technologies into practical business applications.

Key Competencies 

• Technology Innovation Leadership 
• Strategic Thinking 
• Enterprise Transformation 
• Fintech Ecosystem Knowledge 
• Emerging Technology Evaluation 
• Technology Research & Development 
• Stakeholder Management 
• Change Leadership 
• Innovation Governance 
• Executive Communication