Business Development Officer at Gbenga Badejo & Co

Key Requirements

• Source and onboard qualified clients for loan products (individuals, SMEs, and corporate clients) in line with the company’s risk appetite
• Conduct initial client screening, including business viability checks, cash flow assessment, and documentation review, before forwarding to Credit
• Structure loan requests (tenor, pricing, repayment plan) to align with internal credit guidelines and client capacity
• Build and maintain a consistent pipeline of prospects through field visits, referrals, and partnerships with merchants, aggregators, and business networks
• Follow up on approved loans to ensure timely disbursement, proper documentation execution, and client understanding of repayment terms
• Track client repayment behavior post-disbursement and escalate early warning signals (delays, defaults) to Risk and Collections teams
• Maintain accurate records of client interactions, pipeline status, and deal progress using internal tracking tools
• Provide market feedback on competitor activities, client trends, and product gaps to inform business strategy
• Ability to meet the target set

Required Experience

• A Bachelor's Degree or Higher National Diploma in Business Administration/Marketing or related courses from a reputable educational institution.
• Minimum of 2–3 years’ experience in business development, sales, or relationship management within a financial institution (e.g., lending, microfinance, fintech, or banking).
• Proven track record of meeting or exceeding sales or loan disbursement targets
• Strong understanding of credit processes, loan structuring, and basic financial analysis
• Experience working with SMEs, traders, or corporate clients in the Nigerian market
• Familiarity with regulatory expectations affecting lending practices (e.g., basic CBN guidelines) Compensation