Branch Manager at Ave Maria Multipurpose Investment Limited (AMMIL)

Job Description

• A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers.
• The manager is responsible for the day-to-day coordination of the branch. Some further responsibilities include:

Responsibilities and Duties

• Identify risks within the business
• Ensure employees are complying with company policies
• Look for growth opportunities within the branch
• Establish and maintain relationships with new and existing clients
• Ensure marketing strategies are executed
• Manage staff, aiding them in goal setting
• Ensure a safe environment, including theft prevention
• Recommend or reject loan requests based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit-granting process of your team members.
• Assessment of credit worthiness of the potential customer to optimize the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objectives of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.
• Working with credit officers to contact debtors to pursue payment.
• Devising a customized recovery strategy on a case-by-case basis.
• Following up on client’s payments and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default tolerance

Qualifications and Requirements

• A minimum of B.Sc / HND in Marketing, Business Administration or any related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• The candidate should have 1-3 years of experience in a related role and with a lending institution.
• Proficiency in using Microsoft Packages, especially Excel, Word, PowerPoint, etc., is mandatory.

Skills:

• Leadership skills
• Strong strategic acumen for leading growth opportunities
• Ability to multitask on a variety of projects
• Great verbal and written communication skills
• Understanding of financials and related products
• Target Driven

Benefits / Packages
We offer a competitive remuneration package and opportunity for career and personal development.