Latest Jobs at IBILE Microfinance Bank Limited

Location: Ikeja, Lagos

Job Objective

• To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

Job Description

• To aggressively market and sell the Bank’s products
• Win new customers for the Bank
• Ensure the retention of existing customers
• Ensure the creation of Risk Assets for the Bank
• Drive the reactivation of inactive and dormant accounts
• Ensure the Bank’s projection and visibility amongst new and existing customers
• Facilitate and ensure set targets are met in line with marketing strategy
• Updates job knowledge by participating in educational activities
• Perform other tasks as assigned by Team Lead.

Qualifications

• HND or B.Sc in Marketing or related discipline.
• Minimum of 2 years and more relevant work experience in Public Sector (Lagos State Civil Servant) Loans in a Microfinance Bank Setting.

Salary
N100,000 - N109,000 Monthly.

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Location: Epe, Lagos

Job Objective

• The primary goal of engaging the verification officer is to among other things ensure good quality of loans.
• This can only be achieved through independent opinion and assessment to validate information given by the account officers. Also, they are to monitor loan performance (collections).
• They are to validate the information provided by customers and account officers as to confirm its accuracy and completeness, assess the capacity of the borrower to repay the loan in its entirety in terms of business performance, owner’s capital contribution in the business, and condition of the business environment in which the client’s business is domiciled and that the purpose of the loan is viable.

Job Description

• Confirm the ownership of the business (neighbor reference)
• Confirm the business activity is correctly stated
• During visitation, ensure clients shop and business address correspond with what is documented in the file; The address verification should be comprehensive and detailed, where possible sketch how to locate said address. Things like landmark, popular name amongst others should be infused into report.
• Review the value of clients’ goods in the shop/home to ensure that proper evaluation was conducted before presentation for approval
• Is the stock sighted in the shop /home worth the loan amount disbursed?
• Ensure that the compulsory deposits by clients are credited into their accounts. This can be done by checking clients’ accounts on bankone before or after disbursement of loan. Compulsory deposit – 10% or 5% and 2% fee for other charges
• During client visitation, ensure customers’ balances are confirmed with them if they are met in shops in order to possibly uncover any cash suppression perpetrated by field/collections officers
• Confirm from delinquent customers the reason for non-repayment (delinquent loan)
• Where necessary, obtain response of the Account officer on your findings
• Note observations appropriately
• Perform other task as assigned by Head, Audit & Compliance.

Qualifications

• HND or B.Sc in Accounting, Banking & Finance or related discipline.
• Minimum of 2 years and more relevant work experience in as an Internal Control/Verification Officer in a Microfinance Bank Setting.

Salary
N100,000 - N109,000 Monthly.