Jobs at Ave Maria Multipurpose Investment Limited

Locations: Oyo (Ogbomoso and Saki)

Job Description:

• Recommend or reject loan request based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit granting process of your team members.
• Assessment of credit worthiness of potential customer and with the goal of optimizing the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objective of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan / credit portfolio, collection portfolio and working on delinquent clients to resolve non-performing loans.
• Following up on clients payment and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of B.SC / HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-6 years of experience in related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, Power Point and etc is mandatory.

Benefit / Packages
We offer competitive remuneration package and opportunity for career and personal development.

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Locations: Oyo (Oyo Town, Iwere Ile, Saki, Ogbomoso and Igbeti)
Grade / Position: DCA Officer and Credit Officer

Job Description

• Facilitate lending for clients by accessing credit worthiness & process relevant paperwork
• Prepare loan applications
• Evaluate clients financial information
• Calculate risk ratios
• Gather information of the clients and address verification
• Analyze, verify applicants financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan term comply the organizational regulation and policy
• Loan monitoring
• Good customer relation
• Act as liaison between the institution and the applicant
• Book loan at the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilisation
• Carry out regular post disbursement visit on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements

• A minimum of HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, Power Point and etc is mandatory.

Benefit / Packages
We offer competitive remuneration package and opportunity for career and personal development.