Job Openings at Concept Group

Responsibilities

• Develop strategies to determine loan risk and customer behavioral trends.
• Ability to articulate the underwriting process into actionable pieces of information that can be leveraged by the underwriters.
• Develop, build and prioritize risk into classes.
• Develop strategies that can enable risk control.
• Develop a strong analysis framework that will guide the underwriting process.
• Ability to detect and understand competitive differentiators that make the difference from other processes.
• Ability to balance the act between profitability and growth for the organization.
• Build a well-defined strategy and process for underwriters to understand carrier appetite when
• Underwriting high-risk profiles.
• Build clearly a defined business structure for proper decision-making.
• Ability to build and develop processes that can align the goal and focus of the business.

Requirements

• B.Sc Degree in Finance, Accounting, or any relevant field with 2 or more years of experience.
• A knack for figures and a passion for analysis and process optimization.
• In-depth knowledge of IFRS principles and changes.

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Overview

• The Senior Credit Underwriting Executive is largely responsible for interpreting and implementing guidelines for the underwriting team.
• He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients' requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.

Job Description / Duties

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
• Reviewing applications for credit facilities with a view to point out deviations from the company's credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• Ensures turn-around time for each transaction is minimized to the barest minimum.
• Ensures the creditworthiness of each transaction especially those above the level of junior underwriters by preparing, reviewing, and analyzing risk criteria of potential customers.
• Reviewing applications for credit facilities with a view to point out deviations from the company's credit policy and highlight quality assurance issues in credit proposals received from business areas.

Job Requirements

• B.Sc qualification in any Risk or Finance related course.
• Required Qualification: BA / BSc / HND, MBA / MSc / MA
• A minimum of 7 years progressive experience in Underwriting.

Skills and Requirements:

• Exceptional organizational skills.
• Excellent numeracy savvy.
• Great creative, visionary, and critical thinking skills.

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Job Description

• We are looking to hire a Product Manager. The ideal candidate will conduct Market Research in relation to products and products performance.
• You will work with the Research and Development teams to deliver innovative and optimal Information Technology solutions (products and services) to meet market needs.

Roles / Responsibilities

• Carry out market research to identify opportunities for developing new products or making changes to existing products.
• Outline, analyze, and document detailed functional requirements for product and all business requirements in relation to product development and design to ensure compliance with expected standards.
• Coordinate relationships between commercial and technical teams to proper understanding and interpretation of business requirements.
• Monitor and support the design, development, and deployment of the new/upgraded product to ensure that it continues to meet the expected specifications.
• Manage go-to-market plans and all processes necessary for successful product launch.
• Following a product launch, s/he monitors its performance. Based on findings, s / he may recommend modifications to the product/market strategy.
• Collect and analyze product data to detect trends and provide necessary information and recommendations.
• Update, implement, and communicate changes to documented product requirements and processes as necessary.
• Assess products stand in the market in comparison to competitors as well as customer reception and behavior.
• Support product marketing and sales through the development of various technical marketing resources such as application notes, FAQs, product notes, user guides, presentations, demos, manuals, training guides, etc.
• Support Marketing & Sales teams with research on effective sales & marketing channels that will improve the products’ return on investment.

Requirements

• Minimum of three (3) years’ quality experience in a similar role.
• Bachelor's Degree in Computer Science, Engineering, Economics, Statistics, Business Administration or other relevant fields.
• Strong interest in/knowledge of Information Technology and the development/deployment of profitable Information Technology solutions.
• Excellent organizational, analytical, and problem-solving skills.
• Project Management expertise with a high level of attention to detail.
• Ability to manage relationships across diverse groups of people.
• Result-oriented.
• Top-notch strategy, presentation, and communication skills
• Self-starter with the drive for continuous improvement and achievement.