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  • Posted: Jul 8, 2025
    Deadline: Not specified
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  • ICS Outsourcing is Nigeria’s pioneer Human Resource Outsourcing Company. We are on a mission to provide world-class human resource solutions, using experts while creating value for our shareholders and opportunities in the community. Our vision is to be the most valuable Business Support Solutions Partner to our Clients throughout Africa and beyond.
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    Credit Recovery Officer

    Job Summary

    • The Credit Officer will be tasked with the responsibility of evaluating loan applications to determine the eligibility of an applicant for a loan option, assessing creditworthiness, scrutinizing credit risk and ensuring compliance with company policies and regulatory requirements.
    • You will play a crucial role in the lending process by providing accurate credit assessments and recommendations to support our clients' financial needs.
    • Ultimately, the ideal candidate should have excellent oral and written communication skills to be able to effectively liaise with clients and should possess the capacity to work in a fast-paced environment.

    Responsibilities

    • Monitor and manage overdue accounts across various customer portfolios.
    • Collaborate with the legal team for escalated recovery actions, including litigation or repossession where necessary.
    • Contact clients via phone, email, or in-person visits to follow up on outstanding debts.
    • Negotiations and reschedule of outstanding facilities with delinquent customers.
    • Provide support and advice to internal teams on credit control procedures.
    • Identify and escalate high-risk accounts for further action or decision-making.
    • Conduct credit checks and assess the creditworthiness of applicants.
    • Evaluate applicants' financial status, credit history, and ability to repay loans.
    • Make informed recommendations regarding loan approvals or denials.
    • Ensure compliance with lending policies, regulations, and procedures.
    • Prepare detailed reports and documentation for loan decisions.
    • Collaborate with other departments to ensure a smooth loan processing experience.

    Requirements and Skills

    • Bachelor’s Degree in Finance, Accounting, Business Administration, or a related field.
    • Must have completed NYSC.
    • Minimum of 3 - 5 years’ work experience as a credit and recovery officer in a financial sector is mandatory.
    • Proven experience in debt recovery, collections, or credit control.
    • Must be proficient in Microsoft Word, Excel and Power Point
    • Strong negotiation and communication skills.
    • Excellent written and verbal communication skills.
    • Strong organizational skills and ability to multi-task.
    • Strong leadership skills
    • Attention to detail and problem-solving skills.

    Renumeration

    • Salary: N150,000 – N250,000 (slightly negotiable)
    • Transport and airtime allowance
    • HMO
    • Other benefits at the discretion of the management.

    go to method of application »

    Finance Research Officer

    Job Summary

    • We are seeking a detail-oriented and analytical Finance Research Analyst to support our finance and investment decision-making processes.
    • The successful candidate will be responsible for conducting in-depth financial research, analyzing market trends, and generating insights that will guide strategic planning, budgeting, and investment activities.
    • The successful candidate will also be responsible for identifying new business opportunities, building relationships with prospective clients and promoting the company’s products.
    • This role is ideal for someone with a strong quantitative background and a keen interest in economic and financial data.

    Responsibilities

    • Conduct market and industry research to support investment decisions and financial planning.
    • Conduct market research to identify trends, customer needs, and competitive activities.
    • Analyze financial data and trends to identify potential risks and opportunities.
    • Prepare detailed reports, forecasts, and presentations for senior management and stakeholders.
    • Track performance of financial instruments, portfolios, or business units.
    • Use data-driven insight to develop sales strategies and improve performance.
    • Oversee the full sales cycle, from lead generation to closing deals and maintaining client relationships.
    • Develop strategic partnerships, alliances, and business relationships to drive new revenue streams.
    • Provide regular reports on sales activities, pipeline progress, and client feedback.
    • Collaborate with cross-functional teams (e.g., Accounts, business development, credit) to provide data-driven insights.

    Requirements and Skills

    • Bachelor’s Degree in Finance, Economics, Accounting, Statistics, or a related field (Master’s degree is an added advantage).
    • 2+ years of experience in financial research, investment analysis, or related roles.
    • Deep operations experience of microfinance banking (minimum of 4 years' experience)
    • Strong analytical skills.
    • Proven track record of driving revenue growth and meeting/exceeding targets.
    • Proficient in Microsoft Word, Excel and Power Point.
    • Strong communication, negotiation, and interpersonal skills.
    • Goal-oriented, self-motivated, and able to work independently.
    • Familiarity with industry trends, market research, and competitive analysis.
    • Ability to manage multiple tasks and meet tight deadlines.

    Method of Application

    Interested and qualified candidates should send their CVs to: cokechukwu@icsoutsourcing.com using the job title as subject of the email.

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