Jobs at ICS Outsourcing Limited

Job Summary

• The Credit Officer will be tasked with the responsibility of evaluating loan applications to determine the eligibility of an applicant for a loan option, assessing creditworthiness, scrutinizing credit risk and ensuring compliance with company policies and regulatory requirements.
• You will play a crucial role in the lending process by providing accurate credit assessments and recommendations to support our clients' financial needs.
• Ultimately, the ideal candidate should have excellent oral and written communication skills to be able to effectively liaise with clients and should possess the capacity to work in a fast-paced environment.

Responsibilities

• Monitor and manage overdue accounts across various customer portfolios.
• Collaborate with the legal team for escalated recovery actions, including litigation or repossession where necessary.
• Contact clients via phone, email, or in-person visits to follow up on outstanding debts.
• Negotiations and reschedule of outstanding facilities with delinquent customers.
• Provide support and advice to internal teams on credit control procedures.
• Identify and escalate high-risk accounts for further action or decision-making.
• Conduct credit checks and assess the creditworthiness of applicants.
• Evaluate applicants' financial status, credit history, and ability to repay loans.
• Make informed recommendations regarding loan approvals or denials.
• Ensure compliance with lending policies, regulations, and procedures.
• Prepare detailed reports and documentation for loan decisions.
• Collaborate with other departments to ensure a smooth loan processing experience.

Requirements and Skills

• Bachelor’s Degree in Finance, Accounting, Business Administration, or a related field.
• Must have completed NYSC.
• Minimum of 3 - 5 years’ work experience as a credit and recovery officer in a financial sector is mandatory.
• Proven experience in debt recovery, collections, or credit control.
• Must be proficient in Microsoft Word, Excel and Power Point
• Strong negotiation and communication skills.
• Excellent written and verbal communication skills.
• Strong organizational skills and ability to multi-task.
• Strong leadership skills
• Attention to detail and problem-solving skills.

Renumeration

• Salary: N150,000 – N250,000 (slightly negotiable)
• Transport and airtime allowance
• HMO
• Other benefits at the discretion of the management.

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Job Summary

• We are seeking a detail-oriented and analytical Finance Research Analyst to support our finance and investment decision-making processes.
• The successful candidate will be responsible for conducting in-depth financial research, analyzing market trends, and generating insights that will guide strategic planning, budgeting, and investment activities.
• The successful candidate will also be responsible for identifying new business opportunities, building relationships with prospective clients and promoting the company’s products.
• This role is ideal for someone with a strong quantitative background and a keen interest in economic and financial data.

Responsibilities

• Conduct market and industry research to support investment decisions and financial planning.
• Conduct market research to identify trends, customer needs, and competitive activities.
• Analyze financial data and trends to identify potential risks and opportunities.
• Prepare detailed reports, forecasts, and presentations for senior management and stakeholders.
• Track performance of financial instruments, portfolios, or business units.
• Use data-driven insight to develop sales strategies and improve performance.
• Oversee the full sales cycle, from lead generation to closing deals and maintaining client relationships.
• Develop strategic partnerships, alliances, and business relationships to drive new revenue streams.
• Provide regular reports on sales activities, pipeline progress, and client feedback.
• Collaborate with cross-functional teams (e.g., Accounts, business development, credit) to provide data-driven insights.

Requirements and Skills

• Bachelor’s Degree in Finance, Economics, Accounting, Statistics, or a related field (Master’s degree is an added advantage).
• 2+ years of experience in financial research, investment analysis, or related roles.
• Deep operations experience of microfinance banking (minimum of 4 years' experience)
• Strong analytical skills.
• Proven track record of driving revenue growth and meeting/exceeding targets.
• Proficient in Microsoft Word, Excel and Power Point.
• Strong communication, negotiation, and interpersonal skills.
• Goal-oriented, self-motivated, and able to work independently.
• Familiarity with industry trends, market research, and competitive analysis.
• Ability to manage multiple tasks and meet tight deadlines.