Fresh Jobs at IBILE Microfinance Bank

Job Title: Loan Officer (Public Sector (MDA)-Lagos State)

Job Objective:

To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

Job Description

• To aggressively market and sell the Bank’s products
• Win new customers for the Bank
• Ensure the retention of existing customers
• Ensure the creation of Risk Assets for the Bank
• Deposit liability mobilization
• Drive the reactivation of inactive and dormant accounts
• Ensure the Bank’s projection and visibility amongst new and existing customers
• Facilitate and ensure set targets are met in line with marketing strategy
• Updates job knowledge by participating in educational activities
• Perform other tasks as assigned by Team Lead

Qualification

• HND or B.Sc in Marketing or related discipline.
• Minimum of 2 years and more relevant work experience in as a Relationship Officer/SME Officer in a Microfinance Bank Setting.

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Job Objective:  To monitor internal control and ensure that staff comply with the bank's accounting system and internal control policies.

Responsibilities include:

• Carry out all duties that focus on monitoring compliance with the bank's internal control policies in the branches and units.
• Check all books of account to ensure they are free of errors.
• Verify all expenses made in the CSP, including price verification and certification of payment voucher.
• Check loan forms and files for adequacy, precedent to disbursement.
• Verify client's business to confirm feasibility precedent to loan disbursement.
• Pay random visit to client site, for account reconciliation.
• Facilitate training of client before disbursement of loan and interview and attends to clients before opening of accounts.
• Ensure all KYC and KYB documents are properly filed before reconciliation.
• Check petty cash book on a daily basis.
• Monitor bank's assets and identify any obsolete or idle assets for efficient disposal as may be required.
• Prepare compliance and control reports as may be appropriate.
• Perform other duties, as may be assigned by the Head, Internal Control. 

Education/Qualification:                                   

• Bachelor’s degree from a recognized academic institution in Accounting, or related field.
• Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.

Skills & Knowledge

• Good communication and interpersonal skill
• Ability and aptitude to work with detail, precision, speed, and accuracy.
• Knowledge of personal computers, including Microsoft Excel, Word processing.
• Knowledge of relevant accounting packages
• Knowledge in existing regulatory framework and best practices in internal control and audit.