SME Loan Officer at Creditwise Financials Limited

Responsibilities

• Source for new individual and corporate clients via direct promotion and assist prospect client with loan application.
• Presentation of loan proposals to credit committee.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
• Optimizing financial results by cross-selling activities.
• Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
• In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
• Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower

Requirements

• Minimum of B.Sc./ HND in any discipline
• 2 –3 years SME lending, experience in Microfinance bank is most preferred
• Ability to work with minimum supervision
• Target driven and result oriented.
• Attentive to details.
• Ability to provide professional services to HIGH NET WORTH CLIENTS
• Demonstrate good self-esteem and confidence.
• Strong analytical and financial skills (with focus on cash flow analysis and forecasting)
• Excellent interpersonal, communication and presentation skills.