Senior Product Manager - Savings at FairMoney

Role Overview: 

• As a Senior Product Manager for the Savings division, you will be a key driver in shaping the strategy and roadmap for our lending products.
• You will be responsible for developing and executing a product vision that aligns with our company's goals and customer needs.
• This role requires a deep understanding of lending practices, fintech industry trends, and the unique challenges and opportunities present in the African market.

Key Responsibilities:

Product Strategy and Vision:

• Develop a clear and compelling product strategy for the lending division that supports Fairmoney's overall business objectives and aligns with the company's mission.
• Identify and prioritise market opportunities, ensuring that our lending products remain competitive and relevant in the rapidly evolving fintech landscape.

Product Roadmap Management:

• Collaborate with cross-functional teams, including Engineering, Growth, Design, Data Science, Risk and Operations, to create a comprehensive and achievable product roadmap.
• Regularly review and refine the roadmap to adapt to market dynamics, customer feedback, and business priorities.
• Have the ability to brutally prioritise based on identified and agreed on goals

Customer Insights and Analysis:

• Conduct thorough market research and customer analysis to gain valuable insights into customer behaviour, pain points, and preferences related to lending products.
• Utilise data-driven insights to make informed product decisions, enhance user experiences, and drive customer satisfaction.

Product Development and Launch:

• Oversee the end-to-end product development process, from concept to launch, ensuring that the lending products meet high standards of quality and compliance.
• Collaborate closely with cross-functional teams to deliver products within agreed timelines and budgets.

Risk Management and Compliance:

• Work closely with Risk and Compliance teams to ensure that lending products adhere to all relevant regulations and industry standards.
• Implement robust risk management strategies to safeguard the interests of our customers and the company.

Performance Tracking and Optimisation:

• Define and monitor key performance metrics to evaluate the success of lending products.
• Continuously optimise product performance and user experience based on data-driven insights and customer feedback.

Team Leadership and Development:

• Lead and mentor other product managers and other relevant team members to foster a culture of innovation and continuous improvement.
• Set clear objectives, provide regular feedback, and support the professional growth of team members.

Requirements

• Bachelor's degree in Business, Finance, Computer Science, or a related field. A Master's degree is a plus.
• 4-8 years of proven experience as a Product Manager in the saving industry
• In-depth knowledge of savings products and services,
• Demonstrated experience in developing and launching successful fintech products 0-1.
• Strong analytical and data-driven decision-making skills.
• Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviors is a bonus but not essential
• Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams.
• Experience in managing and motivating high-performing product teams.
• Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel
• Entrepreneurial mindset and commitment to getting hands dirty at all times;

Benefits

• Competitive salary and performance-based incentives.
• Flexible working hours and remote work options.
• Opportunity to work with a diverse and passionate team.
• Access to professional development and learning resources.