Portfolio Manager, Health Finance (South West) at a Reputable Company

About the Role

The Client is a reputable legacy bank seeking a results-driven Portfolio Manager, Health Finance to drive business growth across the health sector in Southwest Nigeria. This field-intensive role is responsible for cultivating and deepening customer relationships, expanding the bank’s health-sector portfolio, and delivering tailored financial solutions that support revenue growth, deposit mobilization, and quality risk asset creation.

Key Responsibilities

• Identify, cultivate, and convert health-sector prospects into active, profitable customer relationships.
• Drive deposit mobilization across current accounts, savings accounts, and fixed deposits within the health directorate.
• Originate and prepare customer loan applications, ensuring complete documentation and seamless navigation of approval channels.
• Monitor account balances and portfolio performance proactively; take corrective actions to optimize returns and minimize risk.
• Produce accurate weekly reports on credit exposure, risk assets, deposit liabilities, and Loan-to-Deposit Ratio (LDR) status.
• Create and maintain high-quality risk assets while managing the balance sheet in line with regional targets.
• Assess customer needs and recommend suitable banking products and services to health-sector stakeholders and institutions.
• Manage existing relationships while continuously identifying new revenue opportunities and business openings.
• Ensure all key financial deliverables and sector-specific targets are achieved within agreed timelines.

Key Performance Indicators

• Achievement of liability and risk asset targets for assigned directorates.
• Customer acquisition rate and number of new accounts opened.
• Customer satisfaction and product adoption rates.
• Branch monitoring and visitation rate.
• Internal audit and compliance scores.
• Learning and development completion score.
• Candidate Requirements

Education

• Minimum of a first degree in Health Sciences, Medicine, or a related discipline.
• Candidates with core experience in Health Management will also be considered.

Experience

• 2–3 years of relevant experience in retail banking or health management.

Competencies & Skills

Functional & Technical

• Credit analysis and risk assessment
• Sales, marketing, and business development
• Strong product and financial operations knowledge
• Customer needs identification and solution design
• Analytical thinking and negotiation
• Cost management and business acumen

Behavioral & General

• Excellent communication and reporting skills
• Strong interpersonal and relationship-management abilities
• High initiative, decision quality, and problem-solving capability
• Effective time and self-management
• Attention to detail and continuous learning mindset

Personal Profile

• Friendly yet assertive; able to motivate and influence others.
• Independent, quick-paced, and comfortable working with minimal supervision.
• Strong networking skills with the ability to generate leads and convert opportunities into tangible business growth.
• Persuasive and adaptable in changing situations.