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  • Posted: Mar 24, 2023
    Deadline: Apr 15, 2023
  • Never pay for any CBT, test or assessment as part of any recruitment process. When in doubt, contact us

    Fina Trust Microfinance Bank is one of Nigeria's foremost Microfinance Bank. Its final license was secured from the Central Bank of Nigeria in September 2009 as Microfinance Bank and commenced operations in October 2009. At Fina Trust Microfinance Bank, we have built our resounding success on excellent service delivery in a uniquely customer friendly envi...
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    Head of Risk


    • Establish an integrated Risk Management framework for all aspects of risks across the Bank; develop risk management policies, including the qualification of the Bank’s risks appetite through specific risk limits.

    Primary Responsibilities

    • Appraising and analysing all loans requests with aim of protecting the Bank’s risk assets while ensuring that the loans appraised are in line with the Bank’s credit policy.
    • Ensure the achievement of stated turnaround times for loan review, analysis, appraisal on daily basis.
    • Ensure all required data/information are correctly entered and considered for credit decision making.
    • Reconcile all basis of recommendation of loan on cash flow/capacity.
    • Ensure PAR of the allocated branches’ portfolio is not more than 5%.
    • Attend to customer’s request both physically and in proxy in a friendly and welcoming manner to gain repeated business.
    • Ensure provision of timely report on all credit related report, conducting credit check on loan customers.
    • Monitoring of credit risk development and quality at portfolio level, proposes measures for improvement, prepares credit risk report.
    • Supervision of the work on credit risk policies, rules and methodologies
    • Ensure effective management and resolution of conflicts, build participative processes that can accommodate requests at short notice in order to derive the maximum mileage for the organization in a rapidly changing/dynamic environment.
    • Ensure operational and service excellence in the FTM Bank branch network
    • Participate in managerial and departmental decision making which would result in adding value to the organisation as a whole.
    • Safeguard the confidentiality of all information pertaining to the FTM Bank obtained externally or internally during the course of employment and refrain from disclosing same to any third party
    • Create and facilitate co-operation and effective two-way communication among all stakeholders including employees and constituents to create win-win results.
    • Take the ownership of maintaining a harmonious industrial relationship at the Bank.

    Education and Experience

    • Bachelor's Degree in Finance, or related field required.
    • 5 - 10 years of related experience preferred.
    • Microfinance experience is an added advantage.

    Required Skills and Qualifications;

    • Thorough understanding of policies and best practices of risk management.
    • Excellent verbal and written communication skills.
    • Excellent mathematical and critical thinking skills.
    • Excellent analytical and problem-solving skills.
    • Excellent organizational skills and attention to detail.
    • Strong supervisory and leadership skills.
    • Proficient with Microsoft Office Suite or related software to prepare reports and policies.

    Method of Application

    Interested and qualified? Go to Fina Trust Microfinance Bank on to apply

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