Credit Direct Limited is a non-bank finance company with its Head-Quarters in Lagos, Nigeria. The company was established in 2006 and is focused on providing Payroll based consumer loans to eligible individuals.
The Company currently operates in 25 states in Nigeria including the Federal Capital Territory- Abuja. With a staff strength of over 1000 employees and an active customer base in excess of 300,000, Credit Direct Limited is positioning itself to become the dominant market leader in the unsecured micro-lending (payroll lending) space in Nigeria and indeed Sub-Saharan Africa.
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We are seeking a skilled and experienced Field Recovery Officer to join our team, responsible for conducting face-to-face visits to customers' homes or workplaces for overdue payment collection or negotiation.
Job Details
Conduct face-to-face visits to customers' homes or workplaces for overdue payment collection or negotiation.
Reach out to unavailable or unresponsive customers through various communication channels.
Thoroughly document all field activities and outcomes, including customer information
Maintain a professional demeanor to uphold the company's reputation during interactions.
Work closely with supervisors to develop effective strategies for contacting delinquent and unreachable customers.
Provide recommendations for further action if payment cannot be secured or a resolution reached.
Job Requirement
Proven experience in debt collection, customer service, or a related field
Excellent communication, negotiation, and problem-solving skills
Ability to work independently and as part of a team.
Strong documentation and organizational skills
Ability to maintain a professional demeanor in challenging situations.
Experience in a financial institution or collections agency.
Person Specification
Results-driven and goal-oriented, with a strong focus on achieving targets.
Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and team members.
Strong work ethic and ability to work under pressure, meeting deadlines and achieving results.
Collaborative and team-oriented mindset, with a focus on driving business success
Adaptability and willingness to learn and grow, with a focus on continuous improvement and innovation.
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