Field Credit Officer at Kokoro Ola Investment Services Limited

Job Role

• We are looking for a Credit Officer to facilitate savings, lending for our clients by assessing creditworthiness and processing relevant paperwork.
• Ultimately, you will help our clients acquire loans in a timely manner and ensuring that the loan is being repaid as at when due while ensuring we comply with the law.

Responsibilities

• Review loan requests.
• Ensure clients are saving on daily basis.
• Assess clients’ financial status.
• Evaluate creditworthiness and risks.
• Contact clients to gather financial data and documentation.
• Analyze risks and approve or reject loan requests.
• Calculate financial ratios (e.g. credit scores and interest rates).
• Set up payment plans.
• Maintain updated records of loan applications.
• Follow up with clients about loan renewals.
• Monitor progress of existing loans.

Requirements / Qualifications

• Minimum of OND.
• Minimum of Two (2) years working experience as a Sales Representative or Marketer
• 22 to 30 years of age.
• Must be resident within Mokola/ Ring Road of Ibadan.
• Must be ready to resume immediately.
• Must have Good Communications skill.
• Strong negotiation & inter personal skills.
• Recovery of clients & Shops address
• Ability to patronised and multi task.
• High level of accuracy and attentions to details.
• To be successful in this role, you should have a good understanding of lending procedures and customer service experience.