Turbo Energy Nigeria Limited was incorporated as an engineering & contracting company providing a broad range of engineering services and products to diverse industries including the power distribution, power transmission, power generation, telecommunications, petroleum & gas, and marine industries. Through the years, Turbo Energy has provided variou...
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The Credit Risk Analyst is responsible for assessing and evaluating customer creditworthiness, analyzing loan applications, and recommending appropriate credit limits in line with the bank's credit policy.
You will play a pivotal role in ensuring quality risk decisions while supporting business growth.
Key Responsibilities
Assess loan applications for individuals and SMEs, reviewing documentation, credit history, and risk indicators.
Analyze financial statements, employment records, and bank statements to determine loan viability.
Recommend approvals, declines, or conditions for loans based on underwriting guidelines.
Collaborate with the business development and collections team to manage loan lifecycle risks.
Monitor and flag inconsistencies, fraud red flags, or policy deviations in applications.
Prepare timely reports on credit trends, portfolio quality, and decision accuracy.
Contribute to continuous improvement of underwriting frameworks and policies.
Requirements
Candidates should possess a B.Sc / HND in Finance, Economics, Statistics, or related discipline.
2+ years’ experience in credit analysis/underwriting, preferably in a microfinance or lending firm.
Strong analytical and decision-making skills.
Good understanding of credit scoring models and loan documentation.
Familiarity with IPPIS, retail, or SME loan products is an advantage.
Ability to work under pressure and adapt in a growing institution.
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