Jobs at Turbo Energy Nigeria Limited

Job Summary

• The Treasury Officer is responsible for managing the bank’s liquidity, cash flow forecasting, and funding strategies to ensure optimal financial stability.
• This role is key to maintaining the bank’s capital and funding position, especially during its early stages of growth.

Key Responsibilities

• Monitor and manage daily cash balances and liquidity positions.
• Prepare cash flow forecasts and maintain short-term investment strategies.
• Facilitate treasury operations including interbank placements, borrowing, and repayments.
• Maintain banking relationships and negotiate interest rates/facilities.
• Monitor compliance with liquidity ratios and capital adequacy standards.
• Support the Finance team in the preparation of financial statements and reports.
• Provide timely treasury-related insights to support management decisions.
• Serves as secretary to Asset and Liability Committee (ALC)
• Organizes meetings of weekly ALC.

Requirements

• BSc / HND in Accounting, Banking & Finance, or related discipline.
• 2 - 3 years of experience in treasury or finance function within a bank or financial institution.
• Strong analytical and numerical skills.
• Understanding of liquidity management, funding, and banking operations.
• Proficiency in Excel and financial systems.
• High level of integrity and reliability with a proactive mindset.

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Job Summary

• The Risk Manager will lead the design and implementation of a robust risk management framework across credit, operational, liquidity, and compliance areas of KKU Microfinance Bank.
• The ideal candidate is analytical, structured, and comfortable in a startup environment where risk systems are still evolving.

Key Responsibilities

• Develop and enforce risk policies and procedures across the bank.
• Lead credit risk reviews and approval frameworks to mitigate default and fraud.
• Monitor portfolio performance and design early warning systems.
• Implement operational risk assessment and mitigation plans.
• Oversee regulatory compliance related to risk (e.g., NDIC, CBN, AML/CFT).
• Support business continuity planning and incident response management.
• Prepare periodic risk dashboards and reports for the board and regulators.
• Provide training and advisory support on risk issues across the organization.
• Conduct credit evaluation for retail and MSME customers
• Timely review of credit and investments reports
• Development and obtaining all credit risk related policies, product papers, approval limits for proper working of credit risk management
• Proper compliance to target market, risk acceptance criteria and overall credit policy
• Follow up recommended credit request for final approval. Ensuring timely approval of all credits and communication to market facing units of any changes
• Review credit portfolio for sustained quality, performance and compliance with approved terms and conditions as well as credit policy
• Conduct credit rating and credit scoring for all loan request
• Conduct credit stress testing and advise management on best action to manage portfolio
• Ensuring all pre-disbursement conditions are met on all loans
• Performance of credit status enquiries and liaising officer between the bank and credit bureaus companies
• Submission of monthly credit report to credit bureaus for upload
• Safe keep of all customers credit documents
• Serves as Secretary to Management Credit Committee
• Organizes MCC weekly meeting

Requirements

• Minimum BSc/HND in Finance, Risk Management, Economics, or related field.
• 4+ years of relevant experience in risk management within a financial institution.
• Strong knowledge of microfinance and CBN regulatory requirements.
• Excellent analytical, communication, and leadership skills.
• Experience building risk systems and processes from the ground up is highly desirable.
• Flexible and solution-driven mindset.

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Job Summary

• As a Telesales Associate at KKU Microfinance Bank, you will be responsible for driving sales of our IPPIS-based loan products through outbound calls and digital engagements.
• You will also serve as a frontline representative for customer experience, resolving inquiries and ensuring a high level of satisfaction.
• This role requires prior experience with IPPIS loan products and a customer-first mindset, with adaptability to a dynamic, fast-growing microfinance environment.

Key Responsibilities

• Proactively call and follow up with IPPIS prospects to promote and sell loan products.
• Educate potential customers on loan features, eligibility, and repayment terms.
• Accurately screen and qualify leads for conversion.
• Maintain daily logs of calls, customer feedback, and sales pipeline.
• Manage inbound calls and resolve queries promptly with empathy and professionalism.
• Collaborate with credit, operations, and collections teams to ensure a seamless customer journey.
• Follow up with loan applicants to ensure completion of documentation and disbursement.
• Contribute to process improvement initiatives to enhance customer experience.
• Support marketing efforts for telesales campaigns and feedback gathering.

Requirements

• 1–2 years' experience in telesales with proven experience selling IPPIS loans is required.
• Strong communication and persuasion skills.
• Customer service orientation and emotional intelligence.
• Good knowledge of loan documentation and regulatory requirements.
• Familiarity with CRM tools or call management platforms is a plus.
• A flexible, proactive mindset suitable for a startup environment.

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Job Summary

• KKU Microfinance Bank is seeking a proactive and detail-oriented Operations Lead to oversee the day-to-day banking operations across all service points.
• The ideal candidate will be responsible for ensuring seamless, efficient, and compliant banking operations that support customer satisfaction and business growth.
• This role will drive process optimization, team performance, regulatory adherence, and operational controls across the bank’s core functions.

Key Responsibilities
Operational Oversight:

• Supervise daily banking operations including account opening, transaction processing, deposit mobilization, funds transfers, and loan disbursements.
• Ensure smooth and timely execution of all branch-level and head office operations, balancing service delivery with risk mitigation.
• Monitor branch operations for adherence to standard operating procedures and compliance guidelines.
• Forecast daily cash requirement and make adequate provision to avoid service failure
• Manages the Core Banking Application as its relates to inputs of customers transactions to ensure accuracy
• Proper record keeping
• Daily and monthly reconciliation of all internal ledgers and bank accounts
• Monitor all data inputs to avoid income leakages.

Process Management & Optimization:

• Develop, implement, and continuously improve operational workflows, policies, and procedures to enhance efficiency.
• Identify and resolve operational bottlenecks, gaps, and customer pain points.
• Drive digitization and automation initiatives to modernize service delivery.

Compliance & Risk Management:

• Ensure full compliance with CBN, NDIC, AML/CFT, and other regulatory frameworks applicable to microfinance operations.
• Conduct regular operational risk assessments, audits, and internal reviews.
• Work closely with Compliance, Audit, and Risk teams to ensure timely remediation of identified issues.

Team Management:

• Supervise, train, and evaluate branch operations officers, tellers, and service staff.
• Build operational capability across branches through training, mentorship, and performance reviews.
• Promote a customer-centric, high-integrity culture within the operations team.

Customer Service & Relationship Management:

• Oversee front-line service delivery and ensure excellent customer experience at all contact points.
• Resolve escalated customer complaints and operational issues promptly and professionally.

Reporting & Documentation:

• Prepare and submit periodic reports on operational performance, compliance status, and service levels.
• Maintain accurate documentation for all operational activities and ensure records are properly stored and retrievable.

Requirements & Qualifications

• Bachelor's degree in Banking & Finance, Business Administration, Economics, or a related field.
• 5–7 years’ experience in banking operations, preferably in a microfinance or retail banking environment.
• Strong knowledge of CBN regulatory requirements, banking procedures, and core banking systems.
• Demonstrated experience in supervising teams and managing multiple branches or operational units.
• Solid understanding of internal controls, risk management, and process improvement methodologies.
• Proficiency in Microsoft Office Suite and banking software (Finacle, BankOne, or similar).

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Job Summary

• The Credit Risk Analyst is responsible for assessing and evaluating customer creditworthiness, analyzing loan applications, and recommending appropriate credit limits in line with the bank's credit policy.
• You will play a pivotal role in ensuring quality risk decisions while supporting business growth.

Key Responsibilities

• Assess loan applications for individuals and SMEs, reviewing documentation, credit history, and risk indicators.
• Analyze financial statements, employment records, and bank statements to determine loan viability.
• Recommend approvals, declines, or conditions for loans based on underwriting guidelines.
• Collaborate with the business development and collections team to manage loan lifecycle risks.
• Monitor and flag inconsistencies, fraud red flags, or policy deviations in applications.
• Prepare timely reports on credit trends, portfolio quality, and decision accuracy.
• Contribute to continuous improvement of underwriting frameworks and policies.

Requirements

• Candidates should possess a B.Sc / HND in Finance, Economics, Statistics, or related discipline.
• 2+ years’ experience in credit analysis/underwriting, preferably in a microfinance or lending firm.
• Strong analytical and decision-making skills.
• Good understanding of credit scoring models and loan documentation.
• Familiarity with IPPIS, retail, or SME loan products is an advantage.
• Ability to work under pressure and adapt in a growing institution.

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Job Summary

• We are seeking a diligent and proactive Finance Intern to support our finance team in daily accounting and financial operations.
• This is an opportunity to gain hands-on experience in a regulated financial institution. Ideal candidates are serving NYSC members with a strong academic background and preferably ICAN-certified or in progress.

Responsibilities

• Assist with preparation of financial reports, account reconciliations, and journal entries.
• Support monthly closing activities and audit preparation.
• Help in tracking expenses, invoice processing, and petty cash management.
• Maintain accurate records of financial transactions.
• Contribute to regulatory reporting and internal control documentation.
• Perform any other tasks as assigned by the Finance Manager.

Requirements

• NYSC serving corp member with a BSc/HND in Accounting, Finance, or related field.
• ICAN certification (or in progress) is preferred.
• Proficiency in Microsoft Excel and basic accounting software.
• High attention to detail and integrity.
• Willingness to learn and adapt in a startup banking environment.