Credit Portfolio Manager at Sthenic Finance & Advisory Limited

Principal duties and responsibilities are outlined below: 

• Manages all the company’s credit risk generated through its business activities. 
• Actively supports the partners in fund raise and deal sourcing. 
• Aggregates the Portfoliand all credit risk on obligor based on consistent criteria. 
• Defines a risk-based economic valuation framework that permits the company tassess and report its credit business. 
• Standardises risk measures and ensures formal model-validation processes are implemented consistently. 
• Reconciles all credit portfolimanagement data tthe company’s books and records including how internal data on credit losses should be collected and stored. 
• Understands the difference between the origination value and the economic value (market price) of a credit asset, how these must be measured and must be considered in evaluating the profitability of customer relationships. 
• Marks credit assets tmarket (or model) for the purpose of assessing economic value. 
• Sets limits and manages concentrations/controls with proper governance on how tmanage the portfolio. 
• Entrenches and ensures that a “top down” stress-testing process in place tanalyse the impact of extreme economic events on the credit risk of the overall credit portfolio. 
• Ensures that the company supplements the “top down” approach with a “bottom up” stress-testing process tmeasure the impact of adverse events on obligors, or sets of obligors, with significant exposures in the credit portfolio. 
• Aligns accounting conventions with portfolimanagement practices treveal the true economics of positions and ensures these are applied in the context of defined risk management policies and strategies. 
• Subjects the mark-to-market book used for active portfolimanagement tappropriate market risk limits, and its profit & loss should be maintained and monitored daily. 

Qualifications/Requirements: 

• Minimum of 3 years in fund and/or documentation of credit/loans from origination tclose 
• A good BSC or HND with proficiency with numbers 
• Good interpersonal and relationship management skills 
• Knowledge of the mechanics of managing investments